Mortgage lending in Ontonagon County, Michigan
Lenders in Ontonagon County, Michigan reported 153 mortgage applications for 2025, according to the CFPB.
153 mortgage applications and 91 loans originated in 2025; the denial rate was 22.8% of 123 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Ontonagon County, MI.
- 153
- Applications
- 91
- Loans originated
- 22.8%
- Denial rate
- 28 denied of 123 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 153 | 91 |
| 2024 | 135 | 69 |
| 2023 | 114 | 66 |
| 2022 | 193 | 93 |
| 2021 | 219 | 136 |
| 2020 | 163 | 100 |
| 2019 | 119 | 61 |
| 2018 | 153 | 70 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 20 | 28 |
| Flagstar Bank NA | 7 | 8 |
| Covantage Credit Union | 5 | 6 |
| GreenStone Farm Credit Services | 5 | 7 |
| Mortgage Research Center | 5 | 7 |
| Bankers' Bank | 4 | 8 |
| United Wholesale Mortgage | 4 | 6 |
| Huntington National Bank | 3 | 6 |
| Newrez LLC | 3 | 4 |
| Superior National Bank | 2 | 2 |
| Paramount Residential Mortgage | 2 | 3 |
| New Day Financial, LLC. | 2 | 3 |
| Goodleap, LLC | 2 | 4 |
| Associated Bank NA | 2 | 3 |
| Thrivent Bank | 1 | 1 |
| Legacy Mortgage | 1 | 1 |
| AAA Capital Investment, Inc | 1 | 1 |
| Forward Bank | 1 | 1 |
| Sierra Pacific Mortgage Co. Inc | 1 | 1 |
| First National Bank of America | 1 | 1 |
| Nicolet National Bank | 1 | 1 |
| Ark-LA-Tex Financial Services LLC | 1 | 1 |
| HomeBridge Financial Services, Inc | 1 | 1 |
| loanDepot.com LLC | 1 | 4 |
| The Federal Savings Bank | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| White | 124 | 20.4% of 103 decided |
| Joint | under 10 | |
| Race Not Available | 24 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Not Hispanic or Latino | 122 | 19.8% of 101 decided |
| Joint | under 10 | |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 60 | no rate: base under 50 |
| Female | 28 | no rate: base under 50 |
| Joint | 51 | no rate: base under 50 |
| Sex Not Available | 14 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2389 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved