Mortgage lending in Ogemaw County, Michigan
Lenders in Ogemaw County, Michigan reported 754 mortgage applications for 2025, according to the CFPB.
754 mortgage applications and 438 loans originated in 2025; the denial rate was 25.7% of 610 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Ogemaw County, MI.
- 754
- Applications
- 438
- Loans originated
- 25.7%
- Denial rate
- 157 denied of 610 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 754 | 438 |
| 2024 | 773 | 446 |
| 2023 | 623 | 357 |
| 2022 | 824 | 481 |
| 2021 | 1,091 | 695 |
| 2020 | 1,135 | 714 |
| 2019 | 765 | 440 |
| 2018 | 877 | 474 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 78 | 99 |
| Mercantile Bank | 54 | 99 |
| Huntington National Bank | 41 | 79 |
| United Wholesale Mortgage | 23 | 33 |
| Mortgage Research Center | 11 | 18 |
| Lake Michigan Credit Union | 10 | 12 |
| PNC Bank N.A. | 10 | 22 |
| Frankenmuth Credit Union | 8 | 8 |
| Staunton Financial Inc | 7 | 12 |
| BLG Holdings, LLC | 7 | 7 |
| Amerisave Mortgage Company | 7 | 17 |
| loanDepot.com LLC | 6 | 12 |
| Citizens Bank, NA | 6 | 10 |
| GreenStone Farm Credit Services | 5 | 6 |
| Msu Federal Credit Union | 5 | 7 |
| Dart Bank | 5 | 6 |
| Newrez LLC | 5 | 11 |
| First Community Mortgage, Inc. | 5 | 5 |
| Mortgage Center LC | 5 | 6 |
| Navy Federal Credit Union | 4 | 9 |
| Dow Credit Union | 4 | 5 |
| MORTGAGE300 Corporation | 4 | 5 |
| Das Acquisition Company, LLC | 4 | 4 |
| JPMorgan Chase Bank, NA | 4 | 7 |
| Fifth Third Bank, National Association | 4 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 645 | 25.1% of 525 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 94 | 27.8% of 72 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 629 | 24.9% of 513 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 106 | 26.6% of 79 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 281 | 26.2% of 225 decided |
| Female | 158 | 35.9% of 128 decided |
| Joint | 259 | 18.3% of 213 decided |
| Sex Not Available | 56 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2183 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved