Mortgage lending in Muskegon County, Michigan
Lenders in Muskegon County, Michigan reported 7,742 mortgage applications for 2025, according to the CFPB.
7,742 mortgage applications and 4,775 loans originated in 2025; the denial rate was 20.7% of 6,350 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Muskegon-Norton Shores, MI MSA.
- 7,742
- Applications
- 4,775
- Loans originated
- 20.7%
- Denial rate
- 1,312 denied of 6,350 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 7,742 | 4,775 |
| 2024 | 7,042 | 4,297 |
| 2023 | 6,600 | 3,900 |
| 2022 | 8,269 | 4,998 |
| 2021 | 12,251 | 8,121 |
| 2020 | 10,076 | 6,776 |
| 2019 | 8,003 | 5,275 |
| 2018 | 7,200 | 4,612 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Lake Michigan Credit Union | 788 | 1,034 |
| Rocket Mortgage | 337 | 448 |
| Mortgage 1 Incorporated | 297 | 377 |
| Fifth Third Bank, National Association | 288 | 480 |
| United Wholesale Mortgage | 276 | 369 |
| Huntington National Bank | 257 | 460 |
| VanDyk Mortgage Corporation | 201 | 275 |
| Consumers Credit Union | 111 | 147 |
| PNC Bank N.A. | 97 | 169 |
| ChoiceOne Bank | 96 | 157 |
| Towne Mortgage Company | 81 | 93 |
| T2 Financial LLC | 76 | 97 |
| Leaderone Financial Corp. | 62 | 74 |
| Independent Bank | 51 | 81 |
| Mortgage Research Center | 51 | 113 |
| MMS Mortgage Services, Ltd. | 48 | 55 |
| Triad Financial Services, Inc. | 47 | 214 |
| Route 31 Federal Credit Union | 45 | 63 |
| Success Mortgage Partners, Inc | 45 | 55 |
| Freedom Mortgage Corporation | 44 | 105 |
| Best Financial Credit Union | 43 | 43 |
| JPMorgan Chase Bank, NA | 42 | 65 |
| Figure Lending LLC | 41 | 69 |
| Community Choice Credit Union | 39 | 64 |
| loanDepot.com LLC | 38 | 65 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 70 | 37.3% of 59 decided |
| Asian | 41 | no rate: base under 50 |
| Black or African American | 489 | 41.9% of 387 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 5,774 | 17.7% of 4,789 decided |
| 2 or more minority races | withheld | |
| Joint | 141 | 16.2% of 117 decided |
| Race Not Available | 1,206 | 26.8% of 951 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 278 | 26.9% of 234 decided |
| Not Hispanic or Latino | 6,214 | 20.0% of 5,158 decided |
| Joint | 134 | 21.3% of 108 decided |
| Ethnicity Not Available | 1,116 | 22.7% of 850 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,882 | 19.6% of 2,368 decided |
| Female | 1,892 | 27.1% of 1,574 decided |
| Joint | 2,290 | 16.0% of 1,900 decided |
| Sex Not Available | 678 | 23.6% of 508 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1582 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved