Mortgage lending in Menominee County, Michigan
Lenders in Menominee County, Michigan reported 463 mortgage applications for 2025, according to the CFPB.
463 mortgage applications and 311 loans originated in 2025; the denial rate was 14.5% of 399 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Menominee County, MI.
- 463
- Applications
- 311
- Loans originated
- 14.5%
- Denial rate
- 58 denied of 399 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 463 | 311 |
| 2024 | 452 | 285 |
| 2023 | 393 | 272 |
| 2022 | 517 | 353 |
| 2021 | 780 | 543 |
| 2020 | 807 | 562 |
| 2019 | 475 | 326 |
| 2018 | 438 | 273 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Stephenson National Bank & Trust | 46 | 58 |
| Covantage Credit Union | 32 | 39 |
| Guaranteed Rate, Inc. | 27 | 33 |
| First Colony Mortgage Corporat | 26 | 42 |
| Rocket Mortgage | 25 | 37 |
| Nicolet National Bank | 20 | 23 |
| United Wholesale Mortgage | 15 | 16 |
| PCM Credit Union | 10 | 12 |
| Mortgage Research Center | 9 | 17 |
| Flagstar Bank NA | 8 | 16 |
| Associated Bank NA | 7 | 14 |
| Freedom Mortgage Corporation | 6 | 8 |
| N.E.W. Credit Union | 4 | 4 |
| Nationstar Mortgage | 4 | 5 |
| Incrediblebank | 4 | 4 |
| GreenStone Farm Credit Services | 3 | 3 |
| loanDepot.com LLC | 3 | 6 |
| Barrington Bank & Trust Company, N.A. | 3 | 4 |
| Pennymac Loan Services LLC | 3 | 8 |
| Range Bank | 2 | 2 |
| BMO Harris Bank NA | 2 | 3 |
| Navy Federal Credit Union | 2 | 2 |
| BPL Mortgage, LLC | 2 | 2 |
| Guild Mortgage Company | 2 | 2 |
| Magnolia Bank | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 397 | 14.8% of 345 decided |
| Joint | under 10 | |
| Race Not Available | 52 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 392 | 14.6% of 343 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 61 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 176 | 15.3% of 150 decided |
| Female | 93 | 14.3% of 84 decided |
| Joint | 150 | 15.4% of 130 decided |
| Sex Not Available | 44 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2182 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved