Mortgage lending in Mason County, Michigan
Lenders in Mason County, Michigan reported 954 mortgage applications for 2025, according to the CFPB.
954 mortgage applications and 569 loans originated in 2025; the denial rate was 21.3% of 760 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Mason County, MI.
- 954
- Applications
- 569
- Loans originated
- 21.3%
- Denial rate
- 162 denied of 760 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 954 | 569 |
| 2024 | 780 | 491 |
| 2023 | 626 | 330 |
| 2022 | 944 | 553 |
| 2021 | 1,435 | 849 |
| 2020 | 1,246 | 813 |
| 2019 | 906 | 577 |
| 2018 | 857 | 494 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| West Shore Bank | 98 | 119 |
| Mortgage 1 Incorporated | 48 | 54 |
| Rocket Mortgage | 46 | 64 |
| Fifth Third Bank, National Association | 35 | 64 |
| Lake Michigan Credit Union | 31 | 44 |
| Preferred Credit Union | 30 | 46 |
| Huntington National Bank | 28 | 47 |
| United Wholesale Mortgage | 23 | 32 |
| PNC Bank N.A. | 13 | 26 |
| Mortgage Research Center | 12 | 16 |
| The Shelby State Bank | 10 | 14 |
| Crosscountry Mortgage, LLC | 8 | 13 |
| Navy Federal Credit Union | 7 | 15 |
| Union Home Mortgage Corp. | 7 | 8 |
| Calcon Mutual Mortgage LLC | 6 | 9 |
| Mercantile Bank | 6 | 6 |
| American Pacific Mortgage Corporation | 5 | 7 |
| Nationstar Mortgage | 5 | 7 |
| Freedom Mortgage Corporation | 5 | 9 |
| 4FRONT Credit Union | 3 | 6 |
| Coastal Community Bank | 3 | 9 |
| Dart Bank | 3 | 5 |
| loanDepot.com LLC | 3 | 11 |
| Tammac Holdings Corporation | 3 | 8 |
| Newrez LLC | 3 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 15 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 779 | 20.1% of 631 decided |
| 2 or more minority races | under 10 | |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 140 | 25.0% of 100 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 774 | 21.3% of 628 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 155 | 19.5% of 113 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 334 | 23.1% of 255 decided |
| Female | 195 | 26.5% of 162 decided |
| Joint | 327 | 16.1% of 274 decided |
| Sex Not Available | 98 | 23.2% of 69 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1418 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved