Mortgage lending in Manistee County, Michigan
Lenders in Manistee County, Michigan reported 925 mortgage applications for 2025, according to the CFPB.
925 mortgage applications and 521 loans originated in 2025; the denial rate was 23.2% of 720 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Manistee County, MI.
- 925
- Applications
- 521
- Loans originated
- 23.2%
- Denial rate
- 167 denied of 720 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 925 | 521 |
| 2024 | 706 | 455 |
| 2023 | 704 | 377 |
| 2022 | 893 | 516 |
| 2021 | 1,269 | 786 |
| 2020 | 1,142 | 698 |
| 2019 | 863 | 526 |
| 2018 | 769 | 451 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 54 | 78 |
| Huntington National Bank | 39 | 76 |
| United Wholesale Mortgage | 38 | 56 |
| Mortgage 1 Incorporated | 35 | 42 |
| West Shore Bank | 27 | 34 |
| Lake Michigan Credit Union | 26 | 33 |
| 4FRONT Credit Union | 20 | 35 |
| Calcon Mutual Mortgage LLC | 17 | 24 |
| Mortgage Research Center | 16 | 25 |
| Newrez LLC | 15 | 49 |
| GreenStone Farm Credit Services | 12 | 13 |
| PNC Bank N.A. | 8 | 15 |
| Fifth Third Bank, National Association | 8 | 15 |
| Msu Federal Credit Union | 7 | 10 |
| Honor Bank | 7 | 13 |
| Figure Lending LLC | 6 | 19 |
| Pennymac Loan Services LLC | 6 | 11 |
| New Day Financial, LLC. | 5 | 15 |
| State Savings Bank | 5 | 6 |
| Independent Bank | 4 | 6 |
| Credit Union One | 4 | 9 |
| loanDepot.com LLC | 4 | 10 |
| New American Funding, LLC. | 4 | 18 |
| T2 Financial LLC | 4 | 6 |
| Nationstar Mortgage | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 13 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 783 | 23.6% of 610 decided |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 105 | 21.4% of 84 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 23 | no rate: base under 50 |
| Not Hispanic or Latino | 756 | 21.8% of 586 decided |
| Joint | withheld | |
| Ethnicity Not Available | 126 | 24.0% of 100 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 336 | 24.9% of 249 decided |
| Female | 230 | 23.1% of 182 decided |
| Joint | 291 | 21.8% of 239 decided |
| Sex Not Available | 68 | 22.0% of 50 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1416 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved