Mortgage lending in Iosco County, Michigan
Lenders in Iosco County, Michigan reported 896 mortgage applications for 2025, according to the CFPB.
896 mortgage applications and 513 loans originated in 2025; the denial rate was 24.6% of 719 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Iosco County, MI.
- 896
- Applications
- 513
- Loans originated
- 24.6%
- Denial rate
- 177 denied of 719 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 896 | 513 |
| 2024 | 833 | 476 |
| 2023 | 760 | 432 |
| 2022 | 934 | 548 |
| 2021 | 1,439 | 929 |
| 2020 | 1,246 | 792 |
| 2019 | 902 | 548 |
| 2018 | 872 | 514 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 120 | 169 |
| United Wholesale Mortgage | 41 | 61 |
| Huntington National Bank | 32 | 81 |
| Staunton Financial Inc | 17 | 20 |
| PNC Bank N.A. | 16 | 21 |
| Mortgage Research Center | 14 | 31 |
| Mercantile Bank | 12 | 21 |
| Lake Michigan Credit Union | 10 | 13 |
| JPMorgan Chase Bank, NA | 9 | 12 |
| Home Mortgage Advisors, LLC | 8 | 13 |
| DFCU Financial | 8 | 12 |
| Mortgage 1 Incorporated | 7 | 10 |
| Crosscountry Mortgage, LLC | 7 | 8 |
| Newrez LLC | 6 | 12 |
| Nationstar Mortgage | 6 | 8 |
| Independent Bank | 5 | 8 |
| Frankenmuth Credit Union | 5 | 6 |
| Movement Mortgage, LLC | 5 | 5 |
| MORTGAGE300 Corporation | 5 | 5 |
| Union Home Mortgage Corp. | 5 | 6 |
| Fifth Third Bank, National Association | 5 | 8 |
| Pennymac Loan Services LLC | 5 | 10 |
| Flagstar Bank NA | 5 | 7 |
| Navy Federal Credit Union | 4 | 10 |
| Financial Plus Credit Union | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 769 | 23.4% of 627 decided |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 97 | 32.4% of 68 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 766 | 23.3% of 628 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 103 | 34.3% of 70 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 373 | 26.6% of 304 decided |
| Female | 203 | 32.5% of 160 decided |
| Joint | 271 | 15.6% of 224 decided |
| Sex Not Available | 49 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2181 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved