Mortgage lending in Hillsdale County, Michigan
Lenders in Hillsdale County, Michigan reported 1,556 mortgage applications for 2025, according to the CFPB.
1,556 mortgage applications and 947 loans originated in 2025; the denial rate was 21.7% of 1,284 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hillsdale County, MI.
- 1,556
- Applications
- 947
- Loans originated
- 21.7%
- Denial rate
- 279 denied of 1,284 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,556 | 947 |
| 2024 | 1,294 | 762 |
| 2023 | 1,187 | 699 |
| 2022 | 1,726 | 970 |
| 2021 | 2,363 | 1,518 |
| 2020 | 2,278 | 1,425 |
| 2019 | 1,720 | 1,084 |
| 2018 | 1,676 | 965 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 95 | 136 |
| County National Bank | 76 | 109 |
| Southern Michigan Bank & Trust | 75 | 97 |
| United Wholesale Mortgage | 58 | 82 |
| Union Home Mortgage Corp. | 46 | 62 |
| Fifth Third Bank, National Association | 43 | 87 |
| Huntington National Bank | 42 | 62 |
| Community Choice Credit Union | 33 | 57 |
| Flagstar Bank NA | 20 | 39 |
| Mortgage Research Center | 19 | 40 |
| Crosscountry Mortgage, LLC | 17 | 28 |
| Honor Credit Union | 15 | 25 |
| GVC Mortgage, Inc. | 15 | 23 |
| True Community Credit Union | 15 | 18 |
| GreenStone Farm Credit Services | 13 | 16 |
| Gold Star Mortgage Financial Group, Corporation | 12 | 15 |
| TLC Community Credit Union | 12 | 21 |
| Navy Federal Credit Union | 9 | 17 |
| Old National Bank | 9 | 18 |
| Triad Financial Services, Inc. | 9 | 20 |
| Ruoff Mortgage Company | 9 | 12 |
| Wesbanco Bank, Inc. | 9 | 18 |
| Carrington Mortgage Services LLC | 8 | 17 |
| Consumers Credit Union | 7 | 11 |
| PNC Bank N.A. | 7 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 20 | no rate: base under 50 |
| White | 1,287 | 21.0% of 1,073 decided |
| 2 or more minority races | under 10 | |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 228 | 24.7% of 178 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 20 | no rate: base under 50 |
| Not Hispanic or Latino | 1,246 | 21.2% of 1,036 decided |
| Joint | 20 | no rate: base under 50 |
| Ethnicity Not Available | 270 | 24.3% of 214 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 572 | 24.2% of 462 decided |
| Female | 292 | 24.9% of 237 decided |
| Joint | 542 | 16.2% of 470 decided |
| Sex Not Available | 150 | 27.8% of 115 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1766 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved