Mortgage lending in Clinton County, Michigan
Lenders in Clinton County, Michigan reported 2,923 mortgage applications for 2025, according to the CFPB.
2,923 mortgage applications and 1,898 loans originated in 2025; the denial rate was 18.5% of 2,445 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lansing-East Lansing, MI MSA.
- 2,923
- Applications
- 1,898
- Loans originated
- 18.5%
- Denial rate
- 452 denied of 2,445 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,923 | 1,898 |
| 2024 | 2,626 | 1,681 |
| 2023 | 2,401 | 1,497 |
| 2022 | 3,359 | 2,209 |
| 2021 | 5,859 | 4,085 |
| 2020 | 5,815 | 4,101 |
| 2019 | 3,856 | 2,600 |
| 2018 | 3,316 | 2,209 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Msu Federal Credit Union | 237 | 336 |
| Dart Bank | 217 | 286 |
| Rocket Mortgage | 166 | 219 |
| Union Home Mortgage Corp. | 120 | 146 |
| Fifth Third Bank, National Association | 104 | 174 |
| Huntington National Bank | 98 | 143 |
| United Wholesale Mortgage | 80 | 111 |
| Flagstar Bank NA | 36 | 64 |
| Mortgage Center LC | 33 | 42 |
| GreenStone Farm Credit Services | 29 | 33 |
| Lake Michigan Credit Union | 29 | 38 |
| PNC Bank N.A. | 28 | 38 |
| Lafcu | 27 | 43 |
| 21ST Mortgage | 24 | 77 |
| Pfcu | 23 | 25 |
| Mortgage 1 Incorporated | 23 | 30 |
| VanDyk Mortgage Corporation | 20 | 24 |
| Lake Trust Credit Union | 19 | 34 |
| Northpointe Bank | 19 | 31 |
| Mercantile Bank | 19 | 27 |
| Pennymac Loan Services LLC | 19 | 30 |
| Mortgage Research Center | 18 | 43 |
| Nationstar Mortgage | 18 | 30 |
| Consumers Credit Union | 16 | 19 |
| Adventure Credit Union | 15 | 19 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | 62 | no rate: base under 50 |
| Black or African American | 52 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,386 | 15.8% of 2,047 decided |
| 2 or more minority races | under 10 | |
| Joint | 48 | no rate: base under 50 |
| Race Not Available | 357 | 29.4% of 262 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 80 | 28.3% of 60 decided |
| Not Hispanic or Latino | 2,430 | 17.3% of 2,065 decided |
| Joint | withheld | |
| Ethnicity Not Available | 345 | 24.5% of 257 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 993 | 20.4% of 829 decided |
| Female | 637 | 21.3% of 525 decided |
| Joint | 1,107 | 14.1% of 949 decided |
| Sex Not Available | 186 | 26.1% of 142 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1142 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved