Mortgage lending in Clare County, Michigan
Lenders in Clare County, Michigan reported 1,449 mortgage applications for 2025, according to the CFPB.
1,449 mortgage applications and 848 loans originated in 2025; the denial rate was 25.8% of 1,203 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Clare County, MI.
- 1,449
- Applications
- 848
- Loans originated
- 25.8%
- Denial rate
- 310 denied of 1,203 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,449 | 848 |
| 2024 | 1,298 | 749 |
| 2023 | 1,229 | 663 |
| 2022 | 1,521 | 873 |
| 2021 | 1,827 | 1,099 |
| 2020 | 1,684 | 1,004 |
| 2019 | 1,323 | 779 |
| 2018 | 1,424 | 813 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 89 | 128 |
| Huntington National Bank | 81 | 143 |
| Isabella Bank | 57 | 85 |
| Members First Credit Union | 52 | 95 |
| United Wholesale Mortgage | 41 | 61 |
| Mercantile Bank | 39 | 64 |
| GreenStone Farm Credit Services | 26 | 31 |
| Mortgage Research Center | 26 | 54 |
| Dart Bank | 23 | 28 |
| Staunton Financial Inc | 17 | 19 |
| Legacy Mortgage | 15 | 18 |
| Union Home Mortgage Corp. | 15 | 22 |
| American Pacific Mortgage Corporation | 14 | 22 |
| Guild Mortgage Company | 12 | 23 |
| Newrez LLC | 10 | 17 |
| Independent Bank | 9 | 10 |
| Navy Federal Credit Union | 9 | 17 |
| Dow Credit Union | 9 | 12 |
| Freedom Mortgage Corporation | 9 | 19 |
| Crosscountry Mortgage, LLC | 9 | 15 |
| PNC Bank N.A. | 9 | 20 |
| loanDepot.com LLC | 8 | 14 |
| 21ST Mortgage | 8 | 33 |
| Fifth Third Bank, National Association | 8 | 24 |
| Msu Federal Credit Union | 7 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 1,264 | 25.5% of 1,058 decided |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 149 | 29.8% of 114 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 27 | no rate: base under 50 |
| Not Hispanic or Latino | 1,227 | 25.4% of 1,024 decided |
| Joint | withheld | |
| Ethnicity Not Available | 175 | 28.1% of 139 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 566 | 26.3% of 467 decided |
| Female | 278 | 30.2% of 232 decided |
| Joint | 503 | 21.2% of 425 decided |
| Sex Not Available | 102 | 34.2% of 79 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2385 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved