Mortgage lending in Chippewa County, Michigan
Lenders in Chippewa County, Michigan reported 663 mortgage applications for 2025, according to the CFPB.
663 mortgage applications and 359 loans originated in 2025; the denial rate was 26.4% of 504 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Chippewa County, MI.
- 663
- Applications
- 359
- Loans originated
- 26.4%
- Denial rate
- 133 denied of 504 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 663 | 359 |
| 2024 | 574 | 330 |
| 2023 | 530 | 291 |
| 2022 | 693 | 393 |
| 2021 | 908 | 492 |
| 2020 | 780 | 422 |
| 2019 | 645 | 367 |
| 2018 | 591 | 319 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 4FRONT Credit Union | 42 | 59 |
| Nicolet National Bank | 41 | 53 |
| Rocket Mortgage | 38 | 69 |
| Huntington National Bank | 24 | 50 |
| Mortgage Research Center | 23 | 41 |
| BLG Holdings, LLC | 17 | 19 |
| United Wholesale Mortgage | 16 | 22 |
| loanDepot.com LLC | 8 | 13 |
| Navy Federal Credit Union | 7 | 15 |
| Freedom Mortgage Corporation | 7 | 15 |
| Usaa Federal Savings Bank | 5 | 9 |
| Newrez LLC | 4 | 10 |
| Mortgage Center LC | 4 | 5 |
| Lake Michigan Credit Union | 4 | 6 |
| PNC Bank N.A. | 4 | 8 |
| Pennymac Loan Services LLC | 4 | 8 |
| GreenStone Farm Credit Services | 3 | 4 |
| Click n' Close, Inc. | 3 | 5 |
| Guild Mortgage Company | 3 | 3 |
| Triad Financial Services, Inc. | 3 | 15 |
| New American Funding, LLC. | 3 | 7 |
| Plaza Home Mortgage, Inc | 3 | 3 |
| Towne Mortgage Company | 3 | 3 |
| 21ST Mortgage | 3 | 22 |
| Everett Financial, Inc. | 3 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 54 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 473 | 25.0% of 360 decided |
| Joint | 34 | no rate: base under 50 |
| Race Not Available | 93 | 25.7% of 70 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 536 | 24.9% of 410 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 113 | 30.1% of 83 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 272 | 28.2% of 202 decided |
| Female | 131 | 31.2% of 93 decided |
| Joint | 211 | 19.3% of 171 decided |
| Sex Not Available | 49 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1575 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved