Mortgage lending in Branch County, Michigan
Lenders in Branch County, Michigan reported 1,698 mortgage applications for 2025, according to the CFPB.
1,698 mortgage applications and 909 loans originated in 2025; the denial rate was 29.5% of 1,400 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Branch County, MI.
- 1,698
- Applications
- 909
- Loans originated
- 29.5%
- Denial rate
- 413 denied of 1,400 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,698 | 909 |
| 2024 | 1,459 | 802 |
| 2023 | 1,356 | 719 |
| 2022 | 1,703 | 1,011 |
| 2021 | 2,203 | 1,378 |
| 2020 | 2,379 | 1,493 |
| 2019 | 1,657 | 1,052 |
| 2018 | 1,452 | 911 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Union Home Mortgage Corp. | 89 | 125 |
| Southern Michigan Bank & Trust | 71 | 109 |
| Consumers Credit Union | 71 | 94 |
| Sturgis Bank & Trust | 67 | 76 |
| Honor Credit Union | 60 | 95 |
| Rocket Mortgage | 57 | 89 |
| Marshall Community Credit Union | 38 | 38 |
| United Wholesale Mortgage | 36 | 46 |
| GVC Mortgage, Inc. | 33 | 44 |
| Huntington National Bank | 30 | 61 |
| Ruoff Mortgage Company | 26 | 39 |
| 21ST Mortgage | 20 | 104 |
| Mortgage Research Center | 17 | 35 |
| Flagstar Bank NA | 17 | 34 |
| PNC Bank N.A. | 15 | 36 |
| loanDepot.com LLC | 11 | 17 |
| Kellogg Community Credit Union | 10 | 10 |
| Freedom Mortgage Corporation | 10 | 18 |
| Fifth Third Bank, National Association | 9 | 12 |
| Prosperity Home Mortgage, LLC | 8 | 11 |
| Figure Lending LLC | 7 | 12 |
| Newrez LLC | 7 | 18 |
| Crosscountry Mortgage, LLC | 7 | 13 |
| Kiavi Funding, Inc. | 6 | 23 |
| New American Funding, LLC. | 6 | 19 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 13 | no rate: base under 50 |
| Black or African American | 90 | 65.0% of 80 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,382 | 27.0% of 1,156 decided |
| 2 or more minority races | under 10 | |
| Joint | 19 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 182 | 28.7% of 129 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 137 | 46.0% of 113 decided |
| Not Hispanic or Latino | 1,342 | 27.5% of 1,121 decided |
| Joint | 38 | no rate: base under 50 |
| Ethnicity Not Available | 181 | 28.1% of 128 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 653 | 29.1% of 536 decided |
| Female | 351 | 34.8% of 290 decided |
| Joint | 584 | 26.0% of 504 decided |
| Sex Not Available | 110 | 35.7% of 70 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1994 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved