Mortgage lending in Allegan County, Michigan
Lenders in Allegan County, Michigan reported 5,622 mortgage applications for 2025, according to the CFPB.
5,622 mortgage applications and 3,398 loans originated in 2025; the denial rate was 21.5% of 4,634 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Allegan County, MI.
- 5,622
- Applications
- 3,398
- Loans originated
- 21.5%
- Denial rate
- 998 denied of 4,634 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,622 | 3,398 |
| 2024 | 5,211 | 3,142 |
| 2023 | 4,753 | 2,824 |
| 2022 | 6,874 | 4,173 |
| 2021 | 10,326 | 6,745 |
| 2020 | 10,081 | 6,666 |
| 2019 | 7,055 | 4,503 |
| 2018 | 6,112 | 3,808 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Lake Michigan Credit Union | 489 | 647 |
| Huntington National Bank | 258 | 459 |
| Consumers Credit Union | 202 | 271 |
| Rocket Mortgage | 186 | 249 |
| United Wholesale Mortgage | 162 | 230 |
| Fifth Third Bank, National Association | 153 | 266 |
| Mercantile Bank | 84 | 114 |
| United Bank of Michigan | 81 | 122 |
| Advia Credit Union | 72 | 131 |
| Arbor Financial Credit Union | 65 | 84 |
| Ignite Credit Union | 51 | 69 |
| Dart Bank | 51 | 68 |
| Northern Mortgage Services, LLC | 48 | 57 |
| PNC Bank N.A. | 48 | 95 |
| Honor Credit Union | 46 | 89 |
| United Federal Credit Union | 46 | 67 |
| Mortgage Center LC | 46 | 54 |
| Triad Financial Services, Inc. | 42 | 213 |
| Success Mortgage Partners, Inc | 42 | 54 |
| Union Home Mortgage Corp. | 39 | 45 |
| Macatawa Bank, N.A. | 38 | 54 |
| GreenStone Farm Credit Services | 37 | 41 |
| Old National Bank | 36 | 43 |
| Newrez LLC | 30 | 83 |
| Mortgage 1 Incorporated | 29 | 35 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 25 | no rate: base under 50 |
| Asian | 43 | no rate: base under 50 |
| Black or African American | 45 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,535 | 19.6% of 3,754 decided |
| 2 or more minority races | under 10 | |
| Joint | 71 | 19.3% of 57 decided |
| Race Not Available | 896 | 30.2% of 726 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 228 | 28.3% of 173 decided |
| Not Hispanic or Latino | 4,491 | 20.6% of 3,754 decided |
| Joint | withheld | |
| Ethnicity Not Available | 804 | 25.4% of 637 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,012 | 23.7% of 1,648 decided |
| Female | 1,005 | 29.2% of 828 decided |
| Joint | 2,128 | 15.6% of 1,788 decided |
| Sex Not Available | 477 | 23.8% of 370 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1009 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved