Mortgage lending in Alcona County, Michigan
Lenders in Alcona County, Michigan reported 435 mortgage applications for 2025, according to the CFPB.
435 mortgage applications and 253 loans originated in 2025; the denial rate was 26.0% of 354 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Alcona County, MI.
- 435
- Applications
- 253
- Loans originated
- 26.0%
- Denial rate
- 92 denied of 354 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 435 | 253 |
| 2024 | 346 | 204 |
| 2023 | 332 | 185 |
| 2022 | 470 | 283 |
| 2021 | 645 | 414 |
| 2020 | 592 | 403 |
| 2019 | 426 | 248 |
| 2018 | 395 | 211 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 43 | 73 |
| United Wholesale Mortgage | 29 | 34 |
| Huntington National Bank | 15 | 27 |
| Mortgage Research Center | 9 | 23 |
| GreenStone Farm Credit Services | 7 | 9 |
| JPMorgan Chase Bank, NA | 6 | 8 |
| Independent Bank | 5 | 6 |
| Home Mortgage Advisors, LLC | 5 | 8 |
| Msu Federal Credit Union | 5 | 7 |
| Community Financial | 5 | 8 |
| Mortgage 1 Incorporated | 5 | 8 |
| Genisys Credit Union | 5 | 6 |
| Mortgage Center LC | 5 | 8 |
| Cornerstone First Mortgage, LLC | 4 | 5 |
| Guild Mortgage Company | 4 | 4 |
| MORTGAGE300 Corporation | 4 | 5 |
| Citizens Bank, NA | 4 | 11 |
| Neighborhood Mortgage Solutions, LLC | 3 | 3 |
| Nicolet National Bank | 3 | 7 |
| Credit Union One | 3 | 6 |
| Staunton Financial Inc | 3 | 5 |
| Nationstar Mortgage | 3 | 4 |
| Lake Michigan Credit Union | 3 | 4 |
| Amerisave Mortgage Company | 3 | 7 |
| PNC Bank N.A. | 3 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 358 | 22.9% of 293 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 65 | 38.0% of 50 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 346 | 23.7% of 283 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 76 | 37.3% of 59 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 165 | 31.4% of 137 decided |
| Female | 83 | 30.4% of 69 decided |
| Joint | 148 | 11.8% of 119 decided |
| Sex Not Available | 39 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1765 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved