Mortgage lending in Suffolk County, Massachusetts
Lenders in Suffolk County, Massachusetts reported 16,588 mortgage applications for 2025, according to the CFPB.
16,588 mortgage applications and 9,626 loans originated in 2025; the denial rate was 24.2% of 13,231 applications decided. The median loan was about $505,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area.
- 16,588
- Applications
- 9,626
- Loans originated
- 24.2%
- Denial rate
- 3,206 denied of 13,231 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 16,588 | 9,626 |
| 2024 | 14,386 | 8,319 |
| 2023 | 13,608 | 7,796 |
| 2022 | 22,038 | 13,595 |
| 2021 | 40,464 | 27,174 |
| 2020 | 39,590 | 26,230 |
| 2019 | 27,732 | 17,874 |
| 2018 | 23,858 | 14,815 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Citizens Bank, NA | 757 | 1,679 |
| Leader Bank NA | 656 | 786 |
| Guaranteed Rate, Inc. | 442 | 776 |
| Crosscountry Mortgage, LLC | 439 | 619 |
| Eastern Bank | 420 | 742 |
| Rocket Mortgage | 321 | 482 |
| Rockland Trust Bank | 282 | 627 |
| Bank of America NA | 261 | 694 |
| United Wholesale Mortgage | 257 | 378 |
| Cambridge Savings Bank | 255 | 308 |
| M&T Bank | 203 | 269 |
| JPMorgan Chase Bank, NA | 170 | 257 |
| CMG Mortgage Inc | 141 | 236 |
| Workers Federal Credit Union | 135 | 185 |
| Guild Mortgage Company | 132 | 184 |
| Fairway Independent Mort Corp | 125 | 179 |
| Salem Five Mortgage Company LLC | 117 | 167 |
| Metro Credit Union | 116 | 205 |
| TD Bank | 115 | 248 |
| Movement Mortgage, LLC | 112 | 155 |
| First Ciitizens Bank and Trust | 108 | 143 |
| Msa Mortgage, LLC | 104 | 145 |
| Guaranteed Rate Affinity, LLC | 88 | 145 |
| Webster Bank, N.A. | 87 | 130 |
| EMM Loans LLC | 78 | 89 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 63 | 48.1% of 54 decided |
| Asian | 1,666 | 23.9% of 1,328 decided |
| Black or African American | 2,265 | 41.9% of 1,801 decided |
| Native Hawaiian or Other Pacific Islander | 46 | no rate: base under 50 |
| White | 8,366 | 19.7% of 6,830 decided |
| 2 or more minority races | 67 | 48.0% of 50 decided |
| Joint | 456 | 13.9% of 366 decided |
| Free Form Text Only | 11 | no rate: base under 50 |
| Race Not Available | 3,648 | 24.0% of 2,758 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,095 | 35.3% of 1,708 decided |
| Not Hispanic or Latino | 10,849 | 22.6% of 8,777 decided |
| Joint | 400 | 18.8% of 304 decided |
| Ethnicity Not Available | 3,224 | 22.7% of 2,426 decided |
| Free Form Text Only | 20 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 5,717 | 28.2% of 4,520 decided |
| Female | 4,349 | 26.2% of 3,496 decided |
| Joint | 4,629 | 18.9% of 3,795 decided |
| Sex Not Available | 1,893 | 21.0% of 1,420 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 31 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved