Cambridge Savings Bank
Cambridge Savings Bank reported 1,320 mortgage applications for 2025, according to the CFPB.
1,320 mortgage applications and 1,060 loans originated in 2025; the denial rate was 7.6% of 1,161 applications decided. Its RSSD in the 2023 reporter panel is 758703. From 2025, the CFPB’s Snapshot release.
The same RSSD is Cambridge Savings Bank’s: its bank page on the banks hub.
- 1,320
- Applications
- 1,060
- Loans originated
- 7.6%
- Denial rate
- 88 denied of 1,161 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Cambridge Savings Bank | 1,320 |
| 2024 | Cambridge Savings Bank | 1,163 |
| 2023 | Cambridge Savings Bank | 1,186 |
| 2022 | Cambridge Savings Bank | 1,737 |
| 2021 | Cambridge Savings Bank | 1,495 |
| 2020 | Cambridge Savings Bank | 1,662 |
| 2019 | Cambridge Savings Bank | 950 |
| 2018 | Cambridge Savings Bank | 820 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 129 | 8.7% of 103 decided |
| Black or African American | 85 | 13.5% of 74 decided |
| White | 881 | 5.8% of 782 decided |
| 2 or more minority races | under 10 | |
| Joint | 52 | no rate: base under 50 |
| Race Not Available | 171 | 14.6% of 151 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 95 | 18.1% of 83 decided |
| Not Hispanic or Latino | 1,026 | 6.4% of 905 decided |
| Joint | 38 | no rate: base under 50 |
| Ethnicity Not Available | 161 | 10.0% of 140 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 366 | 10.8% of 314 decided |
| Female | 292 | 9.2% of 260 decided |
| Joint | 579 | 5.0% of 516 decided |
| Sex Not Available | 83 | 5.6% of 71 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved