Mortgage lending in Norfolk County, Massachusetts
Lenders in Norfolk County, Massachusetts reported 22,384 mortgage applications for 2025, according to the CFPB.
22,384 mortgage applications and 14,237 loans originated in 2025; the denial rate was 19.4% of 18,304 applications decided. The median loan was about $415,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area, Brockton, MA HUD Metro FMR Area.
- 22,384
- Applications
- 14,237
- Loans originated
- 19.4%
- Denial rate
- 3,546 denied of 18,304 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 22,384 | 14,237 |
| 2024 | 19,707 | 12,262 |
| 2023 | 18,388 | 11,354 |
| 2022 | 28,513 | 18,597 |
| 2021 | 56,511 | 40,248 |
| 2020 | 60,173 | 42,079 |
| 2019 | 37,519 | 25,465 |
| 2018 | 30,212 | 19,838 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Citizens Bank, NA | 1,655 | 2,704 |
| Leader Bank NA | 760 | 883 |
| Rocket Mortgage | 706 | 894 |
| Bank of America NA | 569 | 1,204 |
| Rockland Trust Bank | 523 | 942 |
| Guaranteed Rate, Inc. | 500 | 817 |
| Eastern Bank | 422 | 727 |
| Crosscountry Mortgage, LLC | 395 | 555 |
| United Wholesale Mortgage | 385 | 515 |
| Needham Bank | 273 | 381 |
| CMG Mortgage Inc | 244 | 326 |
| Fairway Independent Mort Corp | 226 | 328 |
| Guild Mortgage Company | 201 | 241 |
| JPMorgan Chase Bank, NA | 201 | 310 |
| Middlesex Savings Bank | 194 | 249 |
| M&T Bank | 191 | 257 |
| TD Bank | 184 | 338 |
| Radius Financial Group Inc | 170 | 215 |
| loanDepot.com LLC | 164 | 266 |
| Rockland Federal Credit Union | 157 | 235 |
| Guaranteed Rate Affinity, LLC | 139 | 190 |
| Direct Federal Credit Union | 132 | 196 |
| Bankesb | 132 | 174 |
| Movement Mortgage, LLC | 131 | 179 |
| Sharon & Crescent United Credit Union | 124 | 166 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 58 | no rate: base under 50 |
| Asian | 3,070 | 20.3% of 2,465 decided |
| Black or African American | 1,500 | 33.6% of 1,196 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 13,646 | 17.0% of 11,362 decided |
| 2 or more minority races | 48 | no rate: base under 50 |
| Joint | 585 | 13.5% of 476 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,442 | 22.4% of 2,696 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 925 | 32.0% of 766 decided |
| Not Hispanic or Latino | 17,557 | 18.2% of 14,471 decided |
| Joint | 390 | 15.3% of 327 decided |
| Ethnicity Not Available | 3,494 | 22.3% of 2,725 decided |
| Free Form Text Only | 18 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 6,541 | 22.9% of 5,231 decided |
| Female | 4,717 | 24.9% of 3,870 decided |
| Joint | 9,308 | 13.9% of 7,766 decided |
| Sex Not Available | 1,818 | 21.2% of 1,437 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 71 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved