Needham Bank
Needham Bank reported 860 mortgage applications for 2025, according to the CFPB.
860 mortgage applications and 562 loans originated in 2025; the denial rate was 19.8% of 711 applications decided. Its RSSD in the 2023 reporter panel is 339773. From 2025, the CFPB’s Snapshot release.
The same RSSD is Needham Bank’s: its bank page on the banks hub.
- 860
- Applications
- 562
- Loans originated
- 19.8%
- Denial rate
- 141 denied of 711 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Needham Bank | 860 |
| 2024 | Needham Bank | 727 |
| 2023 | Needham Bank | 665 |
| 2022 | Needham Bank | 984 |
| 2021 | Needham Bank | 808 |
| 2020 | Needham Bank | 905 |
| 2019 | Needham Bank | 710 |
| 2018 | Needham Bank | 626 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 64 | no rate: base under 50 |
| Black or African American | 41 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 518 | 18.2% of 428 decided |
| 2 or more minority races | under 10 | |
| Joint | 21 | no rate: base under 50 |
| Race Not Available | 200 | 17.2% of 169 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 44 | no rate: base under 50 |
| Not Hispanic or Latino | 557 | 18.1% of 453 decided |
| Joint | 21 | no rate: base under 50 |
| Ethnicity Not Available | 238 | 18.6% of 204 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 222 | 26.4% of 174 decided |
| Female | 125 | 28.7% of 101 decided |
| Joint | 374 | 16.0% of 318 decided |
| Sex Not Available | 139 | 12.7% of 118 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved