Mortgage lending in Nantucket County, Massachusetts
Lenders in Nantucket County, Massachusetts reported 725 mortgage applications for 2025, according to the CFPB.
725 mortgage applications and 414 loans originated in 2025; the denial rate was 26.1% of 575 applications decided. The median loan was about $1,195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Nantucket County, MA.
- 725
- Applications
- 414
- Loans originated
- 26.1%
- Denial rate
- 150 denied of 575 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 725 | 414 |
| 2024 | 652 | 369 |
| 2023 | 609 | 333 |
| 2022 | 1,140 | 755 |
| 2021 | 1,775 | 1,216 |
| 2020 | 1,828 | 1,169 |
| 2019 | 1,255 | 812 |
| 2018 | 1,005 | 669 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Cape Cod Five Cents Savings Bank | 93 | 152 |
| Rockland Trust Bank | 40 | 78 |
| Citizens Bank, NA | 33 | 59 |
| JPMorgan Chase Bank, NA | 22 | 38 |
| Bank of America NA | 20 | 46 |
| US Bank, N.A. | 15 | 23 |
| Hingham Institution for Savings | 12 | 16 |
| Morgan Stanley Private Bank NA | 12 | 14 |
| Citibank, NA | 12 | 14 |
| TD Bank | 6 | 7 |
| Ubs Bank USA | 6 | 8 |
| The Camden National Bank | 6 | 6 |
| Crosscountry Mortgage, LLC | 6 | 8 |
| Eastern Bank | 6 | 15 |
| Mechanics Cooperative Bank | 5 | 7 |
| Leader Bank NA | 5 | 9 |
| Newrez LLC | 5 | 14 |
| United Wholesale Mortgage | 5 | 8 |
| Charles Schwab Bank, SSB | 5 | 5 |
| Wells Fargo Bank NA | 5 | 12 |
| Goldman Sachs Bank USA | 5 | 5 |
| Movement Mortgage, LLC | 4 | 5 |
| Rocket Mortgage | 4 | 9 |
| M&T Bank | 4 | 9 |
| Harborone Mortgage, LLC | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | 12 | no rate: base under 50 |
| White | 530 | 25.5% of 424 decided |
| Joint | withheld | |
| Race Not Available | 170 | 27.5% of 131 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 16 | no rate: base under 50 |
| Not Hispanic or Latino | 520 | 25.1% of 418 decided |
| Joint | withheld | |
| Ethnicity Not Available | 177 | 27.7% of 137 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 221 | 24.0% of 171 decided |
| Female | 93 | 33.3% of 69 decided |
| Joint | 284 | 26.3% of 236 decided |
| Sex Not Available | 127 | 24.2% of 99 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved