Mortgage lending in Hampden County, Massachusetts
Lenders in Hampden County, Massachusetts reported 14,468 mortgage applications for 2025, according to the CFPB.
14,468 mortgage applications and 9,026 loans originated in 2025; the denial rate was 20.3% of 11,834 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Springfield, MA MSA.
- 14,468
- Applications
- 9,026
- Loans originated
- 20.3%
- Denial rate
- 2,406 denied of 11,834 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 14,468 | 9,026 |
| 2024 | 13,829 | 8,403 |
| 2023 | 12,946 | 7,660 |
| 2022 | 18,087 | 10,990 |
| 2021 | 25,847 | 16,836 |
| 2020 | 22,621 | 14,496 |
| 2019 | 17,048 | 10,640 |
| 2018 | 15,538 | 9,529 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Westfield Bank | 636 | 794 |
| Citizens Bank, NA | 499 | 913 |
| CMG Mortgage Inc | 478 | 647 |
| Rocket Mortgage | 456 | 632 |
| PeoplesBank | 364 | 540 |
| United Wholesale Mortgage | 352 | 471 |
| Fairway Independent Mort Corp | 333 | 451 |
| Polish National Credit Union | 257 | 330 |
| New American Funding, LLC. | 251 | 453 |
| M&T Bank | 248 | 424 |
| TD Bank | 179 | 405 |
| Guaranteed Rate, Inc. | 166 | 267 |
| Country Bank for Savings | 165 | 232 |
| Monson Savings Bank | 140 | 181 |
| Florence Bank | 136 | 187 |
| Bankesb | 132 | 176 |
| loanDepot.com LLC | 126 | 198 |
| Pennymac Loan Services LLC | 118 | 249 |
| Mortgage Research Center | 116 | 226 |
| Bank of America NA | 110 | 334 |
| Total Mortgage Services, LLC | 109 | 142 |
| Freedom Credit Union | 106 | 179 |
| Liberty Bank | 100 | 127 |
| American Neighborhood Mortgage Acceptance Company | 97 | 132 |
| Greater Springfield Credit Union | 94 | 122 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 110 | 40.7% of 81 decided |
| Asian | 413 | 22.1% of 330 decided |
| Black or African American | 1,366 | 30.2% of 1,100 decided |
| Native Hawaiian or Other Pacific Islander | 43 | no rate: base under 50 |
| White | 9,481 | 17.8% of 7,946 decided |
| 2 or more minority races | withheld | |
| Joint | 248 | 18.3% of 197 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,767 | 22.9% of 2,104 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,671 | 25.8% of 2,199 decided |
| Not Hispanic or Latino | 9,276 | 18.4% of 7,707 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,172 | 22.0% of 1,653 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 5,368 | 23.3% of 4,349 decided |
| Female | 3,910 | 22.1% of 3,220 decided |
| Joint | 3,981 | 14.3% of 3,388 decided |
| Sex Not Available | 1,209 | 22.5% of 877 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 764 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved