Mortgage lending in Dukes County, Massachusetts
Lenders in Dukes County, Massachusetts reported 896 mortgage applications for 2025, according to the CFPB.
896 mortgage applications and 514 loans originated in 2025; the denial rate was 23.6% of 703 applications decided. The median loan was about $690,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Dukes County, MA.
- 896
- Applications
- 514
- Loans originated
- 23.6%
- Denial rate
- 166 denied of 703 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 896 | 514 |
| 2024 | 859 | 486 |
| 2023 | 763 | 472 |
| 2022 | 1,429 | 927 |
| 2021 | 2,620 | 1,765 |
| 2020 | 2,405 | 1,625 |
| 2019 | 1,594 | 1,018 |
| 2018 | 1,398 | 864 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Marthas Vineyard Bank | 68 | 80 |
| Cape Cod Five Cents Savings Bank | 62 | 109 |
| Rockland Trust Bank | 54 | 102 |
| Baycoast Mortgage Company, LLC | 29 | 35 |
| Citizens Bank, NA | 28 | 52 |
| JPMorgan Chase Bank, NA | 18 | 25 |
| Bank of America NA | 18 | 34 |
| Leader Bank NA | 15 | 19 |
| Baycoast Bank | 15 | 18 |
| Morgan Stanley Private Bank NA | 12 | 15 |
| Rocket Mortgage | 11 | 17 |
| Crosscountry Mortgage, LLC | 11 | 20 |
| United Wholesale Mortgage | 9 | 12 |
| Ocmbc, Inc. | 8 | 13 |
| Guaranteed Rate, Inc. | 6 | 15 |
| Eastern Bank | 6 | 8 |
| US Bank, N.A. | 5 | 9 |
| Goldman Sachs Bank USA | 5 | 5 |
| TD Bank | 4 | 6 |
| EMM Loans LLC | 4 | 4 |
| Allied Mortgage Group, Inc | 4 | 10 |
| Bny Mellon, N.A. | 3 | 3 |
| loanDepot.com LLC | 3 | 8 |
| Radius Financial Group Inc | 3 | 5 |
| Charles Schwab Bank, SSB | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 116 | 31.5% of 89 decided |
| White | 560 | 21.4% of 453 decided |
| 2 or more minority races | under 10 | |
| Joint | 32 | no rate: base under 50 |
| Race Not Available | 175 | 22.8% of 127 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 37 | no rate: base under 50 |
| Not Hispanic or Latino | 646 | 24.1% of 518 decided |
| Joint | withheld | |
| Ethnicity Not Available | 194 | 22.3% of 139 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 275 | 27.6% of 221 decided |
| Female | 180 | 28.4% of 134 decided |
| Joint | 339 | 18.0% of 278 decided |
| Sex Not Available | 102 | 24.3% of 70 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved