Mortgage lending in Barnstable County, Massachusetts
Lenders in Barnstable County, Massachusetts reported 11,514 mortgage applications for 2025, according to the CFPB.
11,514 mortgage applications and 7,254 loans originated in 2025; the denial rate was 20.6% of 9,472 applications decided. The median loan was about $365,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Barnstable Town, MA MSA.
- 11,514
- Applications
- 7,254
- Loans originated
- 20.6%
- Denial rate
- 1,949 denied of 9,472 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 11,514 | 7,254 |
| 2024 | 10,296 | 6,517 |
| 2023 | 10,148 | 6,541 |
| 2022 | 15,744 | 10,479 |
| 2021 | 27,765 | 19,460 |
| 2020 | 27,334 | 19,168 |
| 2019 | 18,097 | 12,393 |
| 2018 | 15,531 | 10,337 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Cape Cod Five Cents Savings Bank | 1,476 | 2,096 |
| Citizens Bank, NA | 710 | 1,146 |
| Rockland Trust Bank | 358 | 629 |
| Rocket Mortgage | 340 | 449 |
| Leader Bank NA | 279 | 320 |
| Eastern Bank | 248 | 407 |
| Crosscountry Mortgage, LLC | 199 | 282 |
| Bank of America NA | 188 | 409 |
| Cape & Coast Bank | 160 | 203 |
| TD Bank | 152 | 283 |
| United Wholesale Mortgage | 139 | 191 |
| CMG Mortgage Inc | 113 | 158 |
| Guaranteed Rate, Inc. | 103 | 163 |
| loanDepot.com LLC | 89 | 133 |
| Newrez LLC | 77 | 206 |
| Pennymac Loan Services LLC | 73 | 125 |
| Seamen's Bank | 71 | 101 |
| JPMorgan Chase Bank, NA | 59 | 98 |
| Fairway Independent Mort Corp | 57 | 76 |
| First Citizens' Federal Credit Union | 54 | 71 |
| Mutual of Omaha Mortgage | 52 | 89 |
| Radius Financial Group Inc | 51 | 64 |
| Movement Mortgage, LLC | 46 | 68 |
| Nationstar Mortgage | 44 | 72 |
| RF Renovo Management Company, LLC | 41 | 51 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 40 | no rate: base under 50 |
| Asian | 159 | 20.0% of 130 decided |
| Black or African American | 264 | 36.1% of 216 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 9,189 | 19.8% of 7,611 decided |
| 2 or more minority races | 16 | no rate: base under 50 |
| Joint | 161 | 17.4% of 138 decided |
| Free Form Text Only | withheld | |
| Race Not Available | 1,666 | 22.3% of 1,316 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 489 | 31.6% of 383 decided |
| Not Hispanic or Latino | 9,038 | 19.7% of 7,479 decided |
| Joint | 160 | 18.1% of 138 decided |
| Ethnicity Not Available | 1,796 | 21.9% of 1,449 decided |
| Free Form Text Only | 31 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,529 | 24.4% of 2,835 decided |
| Female | 2,552 | 24.0% of 2,106 decided |
| Joint | 4,540 | 15.2% of 3,827 decided |
| Sex Not Available | 893 | 24.1% of 704 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 125 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved