Mortgage lending in Trigg County, Kentucky
Lenders in Trigg County, Kentucky reported 649 mortgage applications for 2025, according to the CFPB.
649 mortgage applications and 348 loans originated in 2025; the denial rate was 26.4% of 512 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Clarksville, TN-KY HUD Metro FMR Area.
- 649
- Applications
- 348
- Loans originated
- 26.4%
- Denial rate
- 135 denied of 512 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 649 | 348 |
| 2024 | 612 | 317 |
| 2023 | 521 | 289 |
| 2022 | 592 | 334 |
| 2021 | 908 | 566 |
| 2020 | 775 | 512 |
| 2019 | 562 | 344 |
| 2018 | 501 | 313 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| FNB Bank Inc | 45 | 56 |
| Rocket Mortgage | 28 | 38 |
| Mortgage Research Center | 27 | 44 |
| United Wholesale Mortgage | 17 | 23 |
| Fortera Federal Credit Union | 13 | 25 |
| Planters Bank, Inc. | 11 | 11 |
| Magnolia Bank | 11 | 13 |
| First Financial Bank NA | 10 | 16 |
| Navy Federal Credit Union | 9 | 13 |
| Freedom Mortgage Corporation | 9 | 21 |
| Stockton Mortgage Corporation | 8 | 12 |
| New American Funding, LLC. | 7 | 17 |
| US Bank, N.A. | 7 | 14 |
| Crosscountry Mortgage, LLC | 6 | 7 |
| United Southern Bank | 6 | 7 |
| Pennymac Loan Services LLC | 6 | 8 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 39 |
| Farm Credit Mid-America, Aca | 5 | 12 |
| loanDepot.com LLC | 5 | 8 |
| Gershman Investment Corp. | 5 | 10 |
| First Southern National Bank | 4 | 4 |
| Legends Bank | 4 | 4 |
| Truist Bank | 4 | 7 |
| Renasant Bank | 3 | 4 |
| Newrez LLC | 3 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 28 | no rate: base under 50 |
| White | 522 | 25.0% of 424 decided |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 80 | 29.1% of 55 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 17 | no rate: base under 50 |
| Not Hispanic or Latino | 531 | 24.6% of 426 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 91 | 37.9% of 66 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 268 | 29.6% of 213 decided |
| Female | 102 | 29.6% of 81 decided |
| Joint | 229 | 17.6% of 182 decided |
| Sex Not Available | 50 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1254 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved