Mortgage lending in Rockcastle County, Kentucky
Lenders in Rockcastle County, Kentucky reported 544 mortgage applications for 2025, according to the CFPB.
544 mortgage applications and 246 loans originated in 2025; the denial rate was 37.0% of 413 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Rockcastle County, KY.
- 544
- Applications
- 246
- Loans originated
- 37.0%
- Denial rate
- 153 denied of 413 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 544 | 246 |
| 2024 | 538 | 219 |
| 2023 | 468 | 212 |
| 2022 | 489 | 246 |
| 2021 | 590 | 296 |
| 2020 | 501 | 279 |
| 2019 | 394 | 209 |
| 2018 | 339 | 176 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community Trust Bank, Inc. | 51 | 63 |
| Whitaker Bank Inc | 20 | 25 |
| Rocket Mortgage | 17 | 23 |
| New American Funding, LLC. | 11 | 25 |
| 21ST Mortgage | 11 | 74 |
| US Bank, N.A. | 11 | 16 |
| T2 Financial LLC | 10 | 11 |
| Vanderbilt Mortgage and Finance, Inc | 8 | 79 |
| L&N Federal Credit Union | 8 | 8 |
| Goprime Mortgage, Inc. | 7 | 7 |
| Das Acquisition Company, LLC | 7 | 8 |
| Commonwealth Federal Credit Union | 6 | 13 |
| Mortgage Research Center | 5 | 9 |
| United Wholesale Mortgage | 5 | 8 |
| PNC Bank N.A. | 4 | 8 |
| Farm Credit Mid-America, Aca | 3 | 3 |
| Park Community Credit Union | 3 | 3 |
| Firstbank | 3 | 12 |
| Truist Bank | 3 | 3 |
| Pennymac Loan Services LLC | 3 | 4 |
| Republic State Mortgage Company | 2 | 3 |
| HomeBridge Financial Services, Inc | 2 | 2 |
| Navy Federal Credit Union | 2 | 3 |
| loanDepot.com LLC | 2 | 3 |
| Central Bank & Trust Co | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 490 | 35.8% of 374 decided |
| Joint | under 10 | |
| Race Not Available | 44 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 458 | 32.0% of 347 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 73 | 60.7% of 56 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 177 | 29.7% of 138 decided |
| Female | 143 | 46.8% of 109 decided |
| Joint | 198 | 33.8% of 148 decided |
| Sex Not Available | 26 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2374 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved