Mortgage lending in Pike County, Kentucky
Lenders in Pike County, Kentucky reported 1,451 mortgage applications for 2025, according to the CFPB.
1,451 mortgage applications and 546 loans originated in 2025; the denial rate was 46.4% of 1,129 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pike County, KY.
- 1,451
- Applications
- 546
- Loans originated
- 46.4%
- Denial rate
- 524 denied of 1,129 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,451 | 546 |
| 2024 | 1,217 | 488 |
| 2023 | 1,279 | 535 |
| 2022 | 1,499 | 596 |
| 2021 | 1,821 | 897 |
| 2020 | 1,872 | 874 |
| 2019 | 1,401 | 674 |
| 2018 | 1,467 | 663 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community Trust Bank, Inc. | 218 | 275 |
| Rocket Mortgage | 44 | 73 |
| US Bank, N.A. | 40 | 94 |
| Vanderbilt Mortgage and Finance, Inc | 38 | 342 |
| Stockton Mortgage Corporation | 31 | 50 |
| United Wholesale Mortgage | 21 | 24 |
| Truist Bank | 12 | 29 |
| Mortgage Research Center | 11 | 27 |
| Goprime Mortgage, Inc. | 11 | 23 |
| 21ST Mortgage | 8 | 54 |
| Pennymac Loan Services LLC | 8 | 13 |
| Planet Home Lending, LLC | 7 | 8 |
| New American Funding, LLC. | 6 | 18 |
| Peoples Bank | 6 | 14 |
| Citizens Bank of Kentucky, Inc. | 5 | 7 |
| T2 Financial LLC | 4 | 5 |
| Amerisave Mortgage Company | 4 | 21 |
| Southwest Stage Funding LLC | 3 | 17 |
| Primary Residential Mortgage, INC. | 3 | 3 |
| Commonwealth Federal Credit Union | 3 | 8 |
| Plaza Home Mortgage, Inc | 3 | 3 |
| South Central Bank Inc | 3 | 4 |
| Freedom Mortgage Corporation | 3 | 4 |
| Lakeview Loan Servicing, LLC | 3 | 7 |
| Fifth Third Bank, National Association | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 10 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 1,306 | 46.1% of 1,025 decided |
| 2 or more minority races | under 10 | |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 103 | 47.4% of 78 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 24 | no rate: base under 50 |
| Not Hispanic or Latino | 1,176 | 43.5% of 923 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 241 | 59.8% of 179 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 456 | 48.7% of 355 decided |
| Female | 314 | 56.0% of 234 decided |
| Joint | 601 | 40.5% of 477 decided |
| Sex Not Available | 80 | 42.9% of 63 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2373 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved