Mortgage lending in Muhlenberg County, Kentucky
Lenders in Muhlenberg County, Kentucky reported 1,000 mortgage applications for 2025, according to the CFPB.
1,000 mortgage applications and 531 loans originated in 2025; the denial rate was 26.6% of 785 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Muhlenberg County, KY.
- 1,000
- Applications
- 531
- Loans originated
- 26.6%
- Denial rate
- 209 denied of 785 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,000 | 531 |
| 2024 | 880 | 462 |
| 2023 | 763 | 423 |
| 2022 | 1,053 | 609 |
| 2021 | 1,214 | 734 |
| 2020 | 1,090 | 665 |
| 2019 | 885 | 512 |
| 2018 | 882 | 474 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Southern National Bank | 76 | 90 |
| Old National Bank | 56 | 78 |
| Farmers Bank and Trust Company | 56 | 76 |
| Rocket Mortgage | 40 | 58 |
| First Kentucky Bank | 38 | 41 |
| Everett Financial, Inc. | 32 | 51 |
| Liberty Federal Credit Union | 21 | 27 |
| Mortgage Research Center | 15 | 27 |
| United Wholesale Mortgage | 13 | 17 |
| Magnolia Bank | 13 | 18 |
| Sacramento Deposit Bank | 11 | 11 |
| Stockton Mortgage Corporation | 9 | 14 |
| Freedom Mortgage Corporation | 8 | 16 |
| Mortgage Masters of Indiana Inc | 6 | 6 |
| Morgantown Bank & Trust Co Inc | 6 | 6 |
| Newrez LLC | 6 | 12 |
| Pennymac Loan Services LLC | 6 | 20 |
| First Community Mortgage, Inc. | 5 | 6 |
| Union Home Mortgage Corp. | 5 | 6 |
| 21ST Mortgage | 5 | 62 |
| Lower, LLC | 4 | 5 |
| US Bank, N.A. | 4 | 13 |
| Abound Federal Credit Union | 3 | 5 |
| Leaderone Financial Corp. | 3 | 5 |
| Farm Credit Mid-America, Aca | 3 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 10 | no rate: base under 50 |
| Black or African American | 14 | no rate: base under 50 |
| White | 874 | 25.4% of 693 decided |
| Joint | under 10 | |
| Race Not Available | 95 | 37.1% of 70 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 15 | no rate: base under 50 |
| Not Hispanic or Latino | 871 | 25.7% of 690 decided |
| Joint | 11 | no rate: base under 50 |
| Ethnicity Not Available | 103 | 34.2% of 76 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 355 | 25.1% of 271 decided |
| Female | 199 | 37.2% of 156 decided |
| Joint | 368 | 21.6% of 301 decided |
| Sex Not Available | 78 | 31.6% of 57 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2570 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved