Mortgage lending in Meade County, Kentucky
Lenders in Meade County, Kentucky reported 1,536 mortgage applications for 2025, according to the CFPB.
1,536 mortgage applications and 883 loans originated in 2025; the denial rate was 23.1% of 1,214 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Meade County, KY HUD Metro FMR Area.
- 1,536
- Applications
- 883
- Loans originated
- 23.1%
- Denial rate
- 281 denied of 1,214 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,536 | 883 |
| 2024 | 1,350 | 791 |
| 2023 | 1,283 | 742 |
| 2022 | 1,580 | 943 |
| 2021 | 2,105 | 1,283 |
| 2020 | 2,009 | 1,247 |
| 2019 | 1,417 | 865 |
| 2018 | 1,153 | 690 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Meade County Bank | 97 | 139 |
| Abound Federal Credit Union | 89 | 131 |
| United Wholesale Mortgage | 77 | 107 |
| The Cecilian Bank | 76 | 99 |
| Rocket Mortgage | 73 | 97 |
| Mortgage Research Center | 42 | 85 |
| Navy Federal Credit Union | 21 | 37 |
| South Central Bank Inc | 21 | 31 |
| Freedom Mortgage Corporation | 21 | 46 |
| Northpointe Bank | 19 | 29 |
| Prosperity Home Mortgage, LLC | 18 | 27 |
| Wesbanco Bank, Inc. | 17 | 30 |
| Pennymac Loan Services LLC | 14 | 30 |
| West Point Bank | 10 | 13 |
| Everett Financial, Inc. | 10 | 22 |
| Premier Lending Inc. | 9 | 11 |
| Nationstar Mortgage | 9 | 12 |
| Usaa Federal Savings Bank | 9 | 13 |
| Kind Lending, LLC | 8 | 10 |
| L&N Federal Credit Union | 8 | 8 |
| Crosscountry Mortgage, LLC | 8 | 12 |
| Union Home Mortgage Corp. | 7 | 12 |
| Community Trust Bank, Inc. | 6 | 6 |
| Vanderbilt Mortgage and Finance, Inc | 6 | 87 |
| Newrez LLC | 6 | 14 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 21 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,297 | 23.2% of 1,038 decided |
| 2 or more minority races | under 10 | |
| Joint | 35 | no rate: base under 50 |
| Race Not Available | 170 | 19.7% of 122 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 36 | no rate: base under 50 |
| Not Hispanic or Latino | 1,300 | 22.1% of 1,049 decided |
| Joint | 17 | no rate: base under 50 |
| Ethnicity Not Available | 183 | 29.5% of 129 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 535 | 22.9% of 424 decided |
| Female | 290 | 27.4% of 223 decided |
| Joint | 602 | 21.9% of 488 decided |
| Sex Not Available | 109 | 20.3% of 79 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1137 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved