Mortgage lending in Mason County, Kentucky
Lenders in Mason County, Kentucky reported 538 mortgage applications for 2025, according to the CFPB.
538 mortgage applications and 296 loans originated in 2025; the denial rate was 27.0% of 426 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Mason County, KY.
- 538
- Applications
- 296
- Loans originated
- 27.0%
- Denial rate
- 115 denied of 426 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 538 | 296 |
| 2024 | 477 | 262 |
| 2023 | 401 | 207 |
| 2022 | 588 | 340 |
| 2021 | 680 | 418 |
| 2020 | 539 | 316 |
| 2019 | 460 | 263 |
| 2018 | 429 | 233 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| US Bank, N.A. | 41 | 71 |
| Peoples Bank of Kentucky, Inc | 24 | 36 |
| Rocket Mortgage | 22 | 37 |
| Peoples Bank | 18 | 28 |
| The First National Bank of Brooksville | 13 | 18 |
| Union Home Mortgage Corp. | 12 | 19 |
| Community Trust Bank, Inc. | 11 | 12 |
| First State Bank | 10 | 17 |
| Pathways Financial Credit Union | 8 | 8 |
| Mortgage Research Center | 8 | 15 |
| United Wholesale Mortgage | 7 | 11 |
| Farm Credit Mid-America, Aca | 5 | 8 |
| Stockton Mortgage Corporation | 5 | 10 |
| Crosscountry Mortgage, LLC | 5 | 7 |
| Fifth Third Bank, National Association | 5 | 9 |
| Paramount Residential Mortgage | 4 | 4 |
| Equity Prime Mortgage LLC | 4 | 5 |
| Everett Financial, Inc. | 4 | 4 |
| Amerisave Mortgage Company | 4 | 8 |
| Figure Lending LLC | 3 | 5 |
| Geneva Financial LLC | 3 | 3 |
| Commonwealth Federal Credit Union | 3 | 5 |
| Lower, LLC | 3 | 3 |
| JPMorgan Chase Bank, NA | 3 | 3 |
| PNC Bank N.A. | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 22 | no rate: base under 50 |
| White | 449 | 24.4% of 361 decided |
| Joint | under 10 | |
| Race Not Available | 57 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 476 | 25.7% of 385 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 57 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 189 | 23.8% of 147 decided |
| Female | 143 | 29.9% of 117 decided |
| Joint | 168 | 23.5% of 136 decided |
| Sex Not Available | 38 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2167 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved