Mortgage lending in Marshall County, Kentucky
Lenders in Marshall County, Kentucky reported 1,262 mortgage applications for 2025, according to the CFPB.
1,262 mortgage applications and 707 loans originated in 2025; the denial rate was 25.8% of 1,036 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Marshall County, KY.
- 1,262
- Applications
- 707
- Loans originated
- 25.8%
- Denial rate
- 267 denied of 1,036 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,262 | 707 |
| 2024 | 973 | 498 |
| 2023 | 879 | 452 |
| 2022 | 1,068 | 570 |
| 2021 | 1,402 | 844 |
| 2020 | 1,266 | 745 |
| 2019 | 929 | 557 |
| 2018 | 850 | 486 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community Financial Services Bank | 127 | 173 |
| Gershman Investment Corp. | 54 | 69 |
| Rocket Mortgage | 49 | 71 |
| Regions Bank | 34 | 72 |
| Magnolia Bank | 27 | 40 |
| United Wholesale Mortgage | 26 | 40 |
| US Bank, N.A. | 25 | 56 |
| Mortgage Research Center | 24 | 46 |
| First Kentucky Bank | 23 | 37 |
| FNB Bank Inc | 19 | 34 |
| First Financial Bank NA | 15 | 23 |
| The Paducah Bank and Trust Company | 15 | 23 |
| Independence Bank of Kentucky | 12 | 16 |
| Citizens Deposit Bank | 11 | 12 |
| Vanderbilt Mortgage and Finance, Inc | 9 | 66 |
| 21ST Mortgage | 9 | 44 |
| Pennymac Loan Services LLC | 9 | 21 |
| loanDepot.com LLC | 8 | 11 |
| Stockton Mortgage Corporation | 8 | 9 |
| Navy Federal Credit Union | 7 | 9 |
| River Valley AgCredit | 7 | 11 |
| FirstTrust Home Loans | 6 | 6 |
| Freedom Mortgage Corporation | 6 | 22 |
| Union Home Mortgage Corp. | 6 | 7 |
| Truist Bank | 6 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,109 | 25.8% of 911 decided |
| Joint | under 10 | |
| Race Not Available | 130 | 23.6% of 110 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 1,064 | 25.7% of 873 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 170 | 28.2% of 142 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 423 | 29.5% of 325 decided |
| Female | 212 | 31.0% of 171 decided |
| Joint | 543 | 21.3% of 470 decided |
| Sex Not Available | 84 | 25.7% of 70 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1564 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved