Mortgage lending in Johnson County, Kentucky
Lenders in Johnson County, Kentucky reported 686 mortgage applications for 2025, according to the CFPB.
686 mortgage applications and 287 loans originated in 2025; the denial rate was 39.5% of 527 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Johnson County, KY.
- 686
- Applications
- 287
- Loans originated
- 39.5%
- Denial rate
- 208 denied of 527 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 686 | 287 |
| 2024 | 642 | 256 |
| 2023 | 559 | 225 |
| 2022 | 683 | 317 |
| 2021 | 805 | 429 |
| 2020 | 886 | 454 |
| 2019 | 685 | 322 |
| 2018 | 598 | 297 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community Trust Bank, Inc. | 32 | 52 |
| City National Bank of WV | 25 | 48 |
| Stockton Mortgage Corporation | 21 | 41 |
| Vanderbilt Mortgage and Finance, Inc | 19 | 91 |
| Rocket Mortgage | 19 | 29 |
| Citizens Bank of Kentucky, Inc. | 16 | 20 |
| Republic State Mortgage Company | 15 | 17 |
| United Wholesale Mortgage | 14 | 21 |
| Peoples Bank | 13 | 22 |
| Mortgage Research Center | 12 | 22 |
| US Bank, N.A. | 10 | 17 |
| Commonwealth Federal Credit Union | 7 | 12 |
| Equity Prime Mortgage LLC | 7 | 8 |
| New American Funding, LLC. | 5 | 10 |
| loanDepot.com LLC | 4 | 4 |
| Truist Bank | 4 | 15 |
| Fifth Third Bank, National Association | 4 | 6 |
| Crosscountry Mortgage, LLC | 3 | 7 |
| CSL Financial, LLC | 2 | 2 |
| Planet Home Lending, LLC | 2 | 2 |
| Primary Residential Mortgage, INC. | 2 | 3 |
| Triad Financial Services, Inc. | 2 | 16 |
| South Central Bank Inc | 2 | 5 |
| Lakeview Loan Servicing, LLC | 2 | 6 |
| Consumer Real Estate Finance Co DBA Society Mortgage | 2 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 617 | 40.3% of 481 decided |
| Joint | under 10 | |
| Race Not Available | 57 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 593 | 38.7% of 462 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 81 | 44.6% of 56 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 233 | 37.3% of 177 decided |
| Female | 172 | 53.1% of 128 decided |
| Joint | 243 | 31.8% of 195 decided |
| Sex Not Available | 38 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2163 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved