Mortgage lending in Greenup County, Kentucky
Lenders in Greenup County, Kentucky reported 1,430 mortgage applications for 2025, according to the CFPB.
1,430 mortgage applications and 725 loans originated in 2025; the denial rate was 29.7% of 1,139 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Huntington-Ashland, WV-KY-OH HUD Metro FMR Area.
- 1,430
- Applications
- 725
- Loans originated
- 29.7%
- Denial rate
- 338 denied of 1,139 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,430 | 725 |
| 2024 | 1,166 | 644 |
| 2023 | 1,205 | 655 |
| 2022 | 1,508 | 849 |
| 2021 | 1,785 | 1,094 |
| 2020 | 1,721 | 1,077 |
| 2019 | 1,401 | 840 |
| 2018 | 1,389 | 846 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| City National Bank of WV | 126 | 195 |
| Members Choice Credit Union | 56 | 82 |
| United Wholesale Mortgage | 46 | 66 |
| Rocket Mortgage | 38 | 53 |
| Peoples Bank | 38 | 68 |
| Desco Federal Credit Union | 28 | 37 |
| Equity Prime Mortgage LLC | 28 | 50 |
| Stockton Mortgage Corporation | 27 | 45 |
| Commercial Bank of Grayson | 25 | 27 |
| Mortgage Research Center | 24 | 50 |
| Community Trust Bank, Inc. | 22 | 35 |
| Bayshore Mortgage Funding | 17 | 23 |
| Fifth Third Bank, National Association | 16 | 38 |
| Ashland Credit Union | 15 | 31 |
| PNC Bank N.A. | 15 | 30 |
| Vanderbilt Mortgage and Finance, Inc | 14 | 82 |
| Movement Mortgage, LLC | 11 | 22 |
| Kentucky Farmers Bank Corporation | 9 | 16 |
| Citizens Bank of Kentucky, Inc. | 8 | 10 |
| US Bank, N.A. | 8 | 22 |
| myCUmortgage | 6 | 6 |
| New American Funding, LLC. | 6 | 15 |
| Freedom Mortgage Corporation | 6 | 13 |
| Wesbanco Bank, Inc. | 6 | 7 |
| Amerisave Mortgage Company | 5 | 28 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 16 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,211 | 30.4% of 973 decided |
| 2 or more minority races | under 10 | |
| Joint | 20 | no rate: base under 50 |
| Race Not Available | 171 | 23.1% of 134 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 1,204 | 28.3% of 973 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 205 | 38.0% of 150 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 503 | 29.3% of 389 decided |
| Female | 270 | 34.3% of 213 decided |
| Joint | 507 | 28.5% of 428 decided |
| Sex Not Available | 150 | 26.6% of 109 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2367 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved