Mortgage lending in Grant County, Kentucky
Lenders in Grant County, Kentucky reported 1,411 mortgage applications for 2025, according to the CFPB.
1,411 mortgage applications and 671 loans originated in 2025; the denial rate was 33.3% of 1,113 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Grant County, KY HUD Metro FMR Area.
- 1,411
- Applications
- 671
- Loans originated
- 33.3%
- Denial rate
- 371 denied of 1,113 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,411 | 671 |
| 2024 | 1,097 | 580 |
| 2023 | 1,050 | 518 |
| 2022 | 1,205 | 640 |
| 2021 | 1,694 | 1,023 |
| 2020 | 1,460 | 839 |
| 2019 | 1,159 | 634 |
| 2018 | 952 | 520 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Forcht Bank, N.A. | 43 | 56 |
| Rocket Mortgage | 38 | 52 |
| Fifth Third Bank, National Association | 31 | 57 |
| United Wholesale Mortgage | 28 | 41 |
| Vanderbilt Mortgage and Finance, Inc | 27 | 172 |
| Heritage Bank, INC | 27 | 43 |
| Guardian Savings Bank | 24 | 28 |
| Union Home Mortgage Corp. | 24 | 30 |
| NFM, Inc | 21 | 28 |
| Stockton Mortgage Corporation | 21 | 28 |
| Huntington National Bank | 20 | 33 |
| Success Mortgage Partners, Inc | 19 | 22 |
| US Bank, N.A. | 19 | 32 |
| German American Bank | 18 | 23 |
| Crosscountry Mortgage, LLC | 18 | 22 |
| Truist Bank | 16 | 40 |
| L&N Federal Credit Union | 15 | 18 |
| Park Lane Finance SolutionsLLC | 12 | 33 |
| Mortgage Research Center | 10 | 21 |
| Freedom Mortgage Corporation | 10 | 28 |
| 21ST Mortgage | 10 | 75 |
| PNC Bank N.A. | 9 | 18 |
| First Financial Bank | 9 | 15 |
| Pennymac Loan Services LLC | 8 | 18 |
| Farm Credit Mid-America, Aca | 7 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 13 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,205 | 32.2% of 954 decided |
| 2 or more minority races | under 10 | |
| Joint | 22 | no rate: base under 50 |
| Race Not Available | 147 | 33.9% of 112 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 38 | no rate: base under 50 |
| Not Hispanic or Latino | 1,149 | 31.1% of 910 decided |
| Joint | 35 | no rate: base under 50 |
| Ethnicity Not Available | 189 | 44.0% of 134 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 458 | 33.1% of 369 decided |
| Female | 274 | 44.0% of 218 decided |
| Joint | 593 | 28.1% of 459 decided |
| Sex Not Available | 86 | 35.8% of 67 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1134 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved