Mortgage lending in Floyd County, Kentucky
Lenders in Floyd County, Kentucky reported 1,008 mortgage applications for 2025, according to the CFPB.
1,008 mortgage applications and 332 loans originated in 2025; the denial rate was 51.0% of 757 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Floyd County, KY.
- 1,008
- Applications
- 332
- Loans originated
- 51.0%
- Denial rate
- 386 denied of 757 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,008 | 332 |
| 2024 | 905 | 332 |
| 2023 | 839 | 323 |
| 2022 | 955 | 402 |
| 2021 | 1,074 | 503 |
| 2020 | 1,176 | 502 |
| 2019 | 835 | 361 |
| 2018 | 799 | 332 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community Trust Bank, Inc. | 65 | 95 |
| Stockton Mortgage Corporation | 39 | 56 |
| Vanderbilt Mortgage and Finance, Inc | 32 | 243 |
| Rocket Mortgage | 30 | 44 |
| Peoples Bank | 30 | 55 |
| US Bank, N.A. | 19 | 53 |
| United Wholesale Mortgage | 12 | 20 |
| Citizens Bank of Kentucky, Inc. | 8 | 15 |
| City National Bank of WV | 7 | 12 |
| Mortgage Research Center | 6 | 13 |
| Goprime Mortgage, Inc. | 6 | 9 |
| Commonwealth Federal Credit Union | 5 | 12 |
| Freedom Mortgage Corporation | 5 | 15 |
| Truist Bank | 5 | 13 |
| Pennymac Loan Services LLC | 5 | 13 |
| New American Funding, LLC. | 4 | 13 |
| 21ST Mortgage | 4 | 36 |
| South Central Bank Inc | 3 | 7 |
| Primary Residential Mortgage, INC. | 2 | 9 |
| Farm Credit Mid-America, Aca | 2 | 2 |
| Whitaker Bank Inc | 2 | 2 |
| Triad Financial Services, Inc. | 2 | 47 |
| Movement Mortgage, LLC | 2 | 3 |
| Lower, LLC | 2 | 2 |
| Amerisave Mortgage Company | 2 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 942 | 51.9% of 715 decided |
| Joint | under 10 | |
| Race Not Available | 44 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 12 | no rate: base under 50 |
| Not Hispanic or Latino | 830 | 47.8% of 632 decided |
| Joint | 15 | no rate: base under 50 |
| Ethnicity Not Available | 151 | 66.3% of 104 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 345 | 52.5% of 257 decided |
| Female | 249 | 58.3% of 180 decided |
| Joint | 361 | 45.4% of 284 decided |
| Sex Not Available | 53 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2690 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved