Mortgage lending in Campbell County, Kentucky
Lenders in Campbell County, Kentucky reported 4,277 mortgage applications for 2025, according to the CFPB.
4,277 mortgage applications and 2,761 loans originated in 2025; the denial rate was 18.1% of 3,516 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cincinnati, OH-KY-IN HUD Metro FMR Area.
- 4,277
- Applications
- 2,761
- Loans originated
- 18.1%
- Denial rate
- 638 denied of 3,516 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,277 | 2,761 |
| 2024 | 4,031 | 2,595 |
| 2023 | 3,681 | 2,286 |
| 2022 | 5,142 | 3,325 |
| 2021 | 7,786 | 5,299 |
| 2020 | 7,437 | 5,007 |
| 2019 | 5,163 | 3,392 |
| 2018 | 4,674 | 2,972 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fifth Third Bank, National Association | 253 | 456 |
| United Wholesale Mortgage | 149 | 191 |
| Guardian Savings Bank | 147 | 183 |
| Stockton Mortgage Corporation | 137 | 173 |
| Rocket Mortgage | 120 | 163 |
| US Bank, N.A. | 116 | 228 |
| Huntington National Bank | 109 | 165 |
| Union Home Mortgage Corp. | 80 | 105 |
| Victory Mortgage, LLC | 76 | 93 |
| Wesbanco Bank, Inc. | 71 | 97 |
| Crosscountry Mortgage, LLC | 70 | 98 |
| PNC Bank N.A. | 57 | 101 |
| Heritage Bank, INC | 53 | 64 |
| General Electric Credit Union | 52 | 64 |
| Third Federal Savings and Loan | 39 | 51 |
| First Equity Mortgage Inc | 38 | 56 |
| Plains Commerce Bank | 37 | 44 |
| German American Bank | 35 | 45 |
| Union Savings Bank | 35 | 46 |
| Guaranteed Rate, Inc. | 32 | 52 |
| Prosperity Home Mortgage, LLC | 31 | 45 |
| First Financial Bank | 30 | 48 |
| Success Mortgage Partners, Inc | 28 | 34 |
| Truist Bank | 28 | 59 |
| Republic Bank & Trust | 28 | 36 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 14 | no rate: base under 50 |
| Asian | 45 | no rate: base under 50 |
| Black or African American | 38 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,634 | 17.9% of 3,003 decided |
| 2 or more minority races | under 10 | |
| Joint | 51 | no rate: base under 50 |
| Race Not Available | 489 | 19.0% of 395 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 87 | 23.4% of 64 decided |
| Not Hispanic or Latino | 3,604 | 17.9% of 2,981 decided |
| Joint | 61 | 17.6% of 51 decided |
| Ethnicity Not Available | 525 | 19.3% of 420 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,540 | 19.3% of 1,227 decided |
| Female | 1,025 | 21.8% of 830 decided |
| Joint | 1,405 | 14.3% of 1,202 decided |
| Sex Not Available | 307 | 18.7% of 257 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1133 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved