Mortgage lending in Calloway County, Kentucky
Lenders in Calloway County, Kentucky reported 982 mortgage applications for 2025, according to the CFPB.
982 mortgage applications and 581 loans originated in 2025; the denial rate was 22.3% of 806 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Calloway County, KY.
- 982
- Applications
- 581
- Loans originated
- 22.3%
- Denial rate
- 180 denied of 806 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 982 | 581 |
| 2024 | 799 | 414 |
| 2023 | 760 | 410 |
| 2022 | 1,080 | 624 |
| 2021 | 1,428 | 959 |
| 2020 | 1,328 | 844 |
| 2019 | 897 | 605 |
| 2018 | 898 | 580 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community Financial Services Bank | 56 | 79 |
| Independence Bank of Kentucky | 49 | 66 |
| FirstTrust Home Loans | 41 | 44 |
| Union Home Mortgage Corp. | 37 | 46 |
| Rocket Mortgage | 31 | 51 |
| United Wholesale Mortgage | 29 | 39 |
| FNB Bank Inc | 29 | 39 |
| Gershman Investment Corp. | 24 | 30 |
| Regions Bank | 21 | 35 |
| Truist Bank | 20 | 34 |
| Magnolia Bank | 16 | 19 |
| Mortgage Research Center | 14 | 32 |
| US Bank, N.A. | 14 | 29 |
| First Financial Bank NA | 12 | 18 |
| Nationstar Mortgage | 8 | 9 |
| Stockton Mortgage Corporation | 7 | 8 |
| Pennymac Loan Services LLC | 7 | 9 |
| Synergy One Lending, Inc. | 6 | 7 |
| Vanderbilt Mortgage and Finance, Inc | 6 | 44 |
| loanDepot.com LLC | 6 | 10 |
| Firstbank | 5 | 14 |
| Carrington Mortgage Services LLC | 5 | 7 |
| Amerisave Mortgage Company | 5 | 12 |
| Fifth Third Bank, National Association | 5 | 8 |
| Navy Federal Credit Union | 4 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 20 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 775 | 22.7% of 648 decided |
| Joint | 18 | no rate: base under 50 |
| Race Not Available | 152 | 15.4% of 110 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 15 | no rate: base under 50 |
| Not Hispanic or Latino | 796 | 22.2% of 666 decided |
| Joint | 11 | no rate: base under 50 |
| Ethnicity Not Available | 160 | 20.7% of 116 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 306 | 32.0% of 253 decided |
| Female | 183 | 26.5% of 147 decided |
| Joint | 390 | 15.3% of 333 decided |
| Sex Not Available | 103 | 12.3% of 73 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1393 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved