Mortgage lending in Breckinridge County, Kentucky
Lenders in Breckinridge County, Kentucky reported 725 mortgage applications for 2025, according to the CFPB.
725 mortgage applications and 390 loans originated in 2025; the denial rate was 26.5% of 558 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Breckinridge County, KY.
- 725
- Applications
- 390
- Loans originated
- 26.5%
- Denial rate
- 148 denied of 558 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 725 | 390 |
| 2024 | 718 | 387 |
| 2023 | 695 | 377 |
| 2022 | 838 | 439 |
| 2021 | 1,005 | 577 |
| 2020 | 992 | 555 |
| 2019 | 728 | 411 |
| 2018 | 603 | 321 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Cecilian Bank | 83 | 111 |
| Rocket Mortgage | 23 | 32 |
| Meade County Bank | 19 | 26 |
| United Wholesale Mortgage | 18 | 21 |
| Abound Federal Credit Union | 14 | 29 |
| Farm Credit Mid-America, Aca | 12 | 14 |
| Premier Lending Inc. | 10 | 12 |
| Mortgage Research Center | 10 | 17 |
| West Point Bank | 10 | 11 |
| Liberty Federal Credit Union | 9 | 11 |
| Northpointe Bank | 9 | 17 |
| New American Funding, LLC. | 8 | 16 |
| 21ST Mortgage | 8 | 32 |
| Vanderbilt Mortgage and Finance, Inc | 7 | 61 |
| Pennymac Loan Services LLC | 7 | 15 |
| Independence Bank of Kentucky | 6 | 7 |
| loanDepot.com LLC | 5 | 8 |
| First Financial Bank NA | 5 | 7 |
| Nationstar Mortgage | 5 | 7 |
| Carrington Mortgage Services LLC | 5 | 6 |
| Navy Federal Credit Union | 4 | 12 |
| Lower, LLC | 4 | 5 |
| PNC Bank N.A. | 4 | 5 |
| Fifth Third Bank, National Association | 4 | 8 |
| The Loan Store, Inc | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 634 | 25.5% of 491 decided |
| 2 or more minority races | under 10 | |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 66 | 25.5% of 51 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 608 | 25.6% of 465 decided |
| Joint | withheld | |
| Ethnicity Not Available | 95 | 32.4% of 74 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 250 | 27.1% of 192 decided |
| Female | 142 | 36.3% of 102 decided |
| Joint | 280 | 23.7% of 219 decided |
| Sex Not Available | 53 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1978 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved