Mortgage lending in Boyle County, Kentucky
Lenders in Boyle County, Kentucky reported 1,101 mortgage applications for 2025, according to the CFPB.
1,101 mortgage applications and 650 loans originated in 2025; the denial rate was 23.0% of 890 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Boyle County, KY.
- 1,101
- Applications
- 650
- Loans originated
- 23.0%
- Denial rate
- 205 denied of 890 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,101 | 650 |
| 2024 | 974 | 557 |
| 2023 | 835 | 493 |
| 2022 | 1,034 | 623 |
| 2021 | 1,488 | 949 |
| 2020 | 1,239 | 788 |
| 2019 | 953 | 607 |
| 2018 | 858 | 538 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Abound Federal Credit Union | 57 | 76 |
| Rocket Mortgage | 45 | 63 |
| Community Trust Bank, Inc. | 37 | 48 |
| New American Funding, LLC. | 37 | 62 |
| Whitaker Bank Inc | 29 | 33 |
| PNC Bank N.A. | 24 | 41 |
| United Wholesale Mortgage | 23 | 33 |
| T2 Financial LLC | 22 | 28 |
| Commonwealth Federal Credit Union | 20 | 33 |
| JPMorgan Chase Bank, NA | 18 | 26 |
| Ark-LA-Tex Financial Services LLC | 15 | 17 |
| Stockton Mortgage Corporation | 15 | 22 |
| First Southern National Bank | 13 | 15 |
| Mortgage Research Center | 13 | 35 |
| Freedom Mortgage Corporation | 13 | 17 |
| Republic State Mortgage Company | 11 | 12 |
| loanDepot.com LLC | 10 | 14 |
| Guardian Savings Bank | 10 | 12 |
| University of KY Fcu | 9 | 17 |
| Monticello Banking Company | 8 | 8 |
| Luminate Bank | 8 | 12 |
| US Bank, N.A. | 8 | 12 |
| Amerisave Mortgage Company | 7 | 15 |
| Fifth Third Bank, National Association | 7 | 12 |
| Pennymac Loan Services LLC | 6 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 48 | no rate: base under 50 |
| White | 858 | 22.9% of 700 decided |
| 2 or more minority races | under 10 | |
| Joint | 29 | no rate: base under 50 |
| Race Not Available | 155 | 24.6% of 118 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 20 | no rate: base under 50 |
| Not Hispanic or Latino | 911 | 22.0% of 744 decided |
| Joint | 16 | no rate: base under 50 |
| Ethnicity Not Available | 154 | 29.8% of 114 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 367 | 19.1% of 293 decided |
| Female | 237 | 33.2% of 190 decided |
| Joint | 399 | 19.5% of 328 decided |
| Sex Not Available | 98 | 27.9% of 79 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1392 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved