Mortgage lending in Anderson County, Kentucky
Lenders in Anderson County, Kentucky reported 1,177 mortgage applications for 2025, according to the CFPB.
1,177 mortgage applications and 686 loans originated in 2025; the denial rate was 22.3% of 925 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Anderson County, KY.
- 1,177
- Applications
- 686
- Loans originated
- 22.3%
- Denial rate
- 206 denied of 925 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,177 | 686 |
| 2024 | 994 | 588 |
| 2023 | 916 | 550 |
| 2022 | 1,233 | 750 |
| 2021 | 1,775 | 1,163 |
| 2020 | 1,611 | 1,061 |
| 2019 | 1,100 | 692 |
| 2018 | 984 | 643 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Commonwealth Federal Credit Union | 114 | 213 |
| Rocket Mortgage | 48 | 68 |
| Stockton Mortgage Corporation | 42 | 66 |
| Wesbanco Bank, Inc. | 32 | 43 |
| United Wholesale Mortgage | 18 | 23 |
| Mortgage Research Center | 17 | 32 |
| Guardian Savings Bank | 17 | 22 |
| New American Funding, LLC. | 15 | 34 |
| University of KY Fcu | 15 | 23 |
| First Financial Bank | 15 | 23 |
| Community Trust Bank, Inc. | 14 | 22 |
| Fifth Third Bank, National Association | 13 | 29 |
| Ark-LA-Tex Financial Services LLC | 12 | 15 |
| Inspire Home Loans Inc. | 12 | 18 |
| Independence Bank of Kentucky | 9 | 11 |
| Traditional Bank Inc | 9 | 10 |
| Republic State Mortgage Company | 8 | 13 |
| Navy Federal Credit Union | 8 | 13 |
| Central Bank & Trust Co | 8 | 8 |
| Nationstar Mortgage | 8 | 10 |
| Freedom Mortgage Corporation | 8 | 17 |
| Magnolia Bank | 8 | 8 |
| Ruoff Mortgage Company | 6 | 7 |
| T2 Financial LLC | 6 | 6 |
| City National Bank of WV | 6 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | withheld | |
| Black or African American | 17 | no rate: base under 50 |
| White | 1,004 | 23.2% of 801 decided |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 124 | 10.8% of 93 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 1,010 | 23.0% of 800 decided |
| Joint | 13 | no rate: base under 50 |
| Ethnicity Not Available | 143 | 18.5% of 108 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 373 | 27.9% of 276 decided |
| Female | 236 | 29.7% of 192 decided |
| Joint | 488 | 16.5% of 393 decided |
| Sex Not Available | 80 | 10.9% of 64 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1132 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved