Mortgage lending in Allen County, Kentucky
Lenders in Allen County, Kentucky reported 904 mortgage applications for 2025, according to the CFPB.
904 mortgage applications and 537 loans originated in 2025; the denial rate was 21.8% of 725 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Allen County, KY HUD Metro FMR Area.
- 904
- Applications
- 537
- Loans originated
- 21.8%
- Denial rate
- 158 denied of 725 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 904 | 537 |
| 2024 | 935 | 564 |
| 2023 | 765 | 451 |
| 2022 | 1,021 | 665 |
| 2021 | 1,252 | 785 |
| 2020 | 1,232 | 803 |
| 2019 | 789 | 532 |
| 2018 | 755 | 449 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| South Central Bank Inc | 66 | 78 |
| Edmonton State Bank | 63 | 85 |
| Rocket Mortgage | 36 | 49 |
| US Bank, N.A. | 29 | 48 |
| Atlantic Bay Mortgage Group | 24 | 36 |
| United Wholesale Mortgage | 17 | 26 |
| Firstbank | 13 | 20 |
| Mortgage Research Center | 12 | 23 |
| Freedom Mortgage Corporation | 12 | 17 |
| First Community Mortgage, Inc. | 12 | 16 |
| Pennymac Loan Services LLC | 12 | 27 |
| Abound Federal Credit Union | 11 | 24 |
| American Bank & Trust Company Inc. | 10 | 12 |
| Stockton Mortgage Corporation | 10 | 16 |
| Vanderbilt Mortgage and Finance, Inc | 9 | 60 |
| German American Bank | 9 | 13 |
| Liberty Federal Credit Union | 8 | 10 |
| Wellworth Bank | 8 | 8 |
| Navy Federal Credit Union | 7 | 10 |
| Farm Credit Mid-America, Aca | 7 | 8 |
| Acopia, LLC | 7 | 9 |
| Union Home Mortgage Corp. | 6 | 6 |
| Macon Bank and Trust Company | 5 | 5 |
| Ross Mortgage Corporation | 5 | 9 |
| Service One Credit Union | 5 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 780 | 21.9% of 627 decided |
| Joint | under 10 | |
| Race Not Available | 106 | 23.8% of 84 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 764 | 20.5% of 615 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 117 | 29.0% of 93 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 319 | 21.6% of 254 decided |
| Female | 177 | 28.1% of 135 decided |
| Joint | 328 | 17.4% of 270 decided |
| Sex Not Available | 80 | 27.3% of 66 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1390 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved