Mortgage lending in Washington County, Illinois
Lenders in Washington County, Illinois reported 320 mortgage applications for 2025, according to the CFPB.
320 mortgage applications and 194 loans originated in 2025; the denial rate was 22.7% of 264 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Washington County, IL.
- 320
- Applications
- 194
- Loans originated
- 22.7%
- Denial rate
- 60 denied of 264 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 320 | 194 |
| 2024 | 326 | 186 |
| 2023 | 306 | 186 |
| 2022 | 395 | 255 |
| 2021 | 563 | 378 |
| 2020 | 591 | 407 |
| 2019 | 373 | 231 |
| 2018 | 362 | 226 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Regions Bank | 23 | 49 |
| The Farmers and Merchants National Bank | 20 | 21 |
| Delmar Financial Company | 12 | 13 |
| Rocket Mortgage | 12 | 17 |
| FCB Banks | 9 | 14 |
| Guaranteed Rate, Inc. | 9 | 12 |
| The Bradford National Bank of Greenville | 8 | 9 |
| New American Funding, LLC. | 8 | 15 |
| Mortgage Research Center | 7 | 13 |
| US Bank, N.A. | 6 | 9 |
| Scott Credit Union | 5 | 8 |
| First Federal Savings Bank of Mascoutah | 4 | 4 |
| First National Bank of Waterloo | 4 | 6 |
| Guild Mortgage Company | 4 | 5 |
| 1NB Bank | 3 | 3 |
| Endeavor Capital, LLC | 3 | 5 |
| Flat Branch Mortgage, Inc. | 3 | 3 |
| Citizens Community Bank | 2 | 2 |
| Geneva Financial LLC | 2 | 3 |
| Navy Federal Credit Union | 2 | 4 |
| Click n' Close, Inc. | 2 | 2 |
| United Wholesale Mortgage | 2 | 4 |
| American Pacific Mortgage Corporation | 2 | 2 |
| Freedom Mortgage Corporation | 2 | 6 |
| Fairway Independent Mort Corp | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 278 | 23.5% of 230 decided |
| Joint | under 10 | |
| Race Not Available | 28 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 280 | 22.6% of 230 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 33 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 94 | 25.7% of 74 decided |
| Female | 76 | 25.8% of 62 decided |
| Joint | 128 | 20.0% of 110 decided |
| Sex Not Available | 22 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2662 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved