Mortgage lending in Vermilion County, Illinois
Lenders in Vermilion County, Illinois reported 1,739 mortgage applications for 2025, according to the CFPB.
1,739 mortgage applications and 1,109 loans originated in 2025; the denial rate was 21.0% of 1,482 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Vermilion County, IL.
- 1,739
- Applications
- 1,109
- Loans originated
- 21.0%
- Denial rate
- 311 denied of 1,482 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,739 | 1,109 |
| 2024 | 1,486 | 933 |
| 2023 | 1,474 | 900 |
| 2022 | 1,756 | 1,047 |
| 2021 | 2,397 | 1,512 |
| 2020 | 2,008 | 1,299 |
| 2019 | 1,618 | 1,019 |
| 2018 | 1,660 | 1,050 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Longview Bank | 129 | 153 |
| The Fisher National Bank | 115 | 126 |
| Iroquois Federal Savings & Loan Association | 100 | 119 |
| Crosscountry Mortgage, LLC | 70 | 91 |
| First Financial Bank NA | 57 | 80 |
| New American Funding, LLC. | 56 | 95 |
| Rocket Mortgage | 56 | 86 |
| Flat Branch Mortgage, Inc. | 46 | 51 |
| First Farmers Bank & Trust | 36 | 52 |
| Old National Bank | 34 | 89 |
| Mortgage Research Center | 30 | 60 |
| The Gifford State Bank | 29 | 29 |
| University of Illinois Community Credit Union | 26 | 35 |
| First Financial Bank | 21 | 35 |
| United Wholesale Mortgage | 15 | 24 |
| Freedom Mortgage Corporation | 14 | 29 |
| loanDepot.com LLC | 12 | 22 |
| Busey Bank | 12 | 15 |
| First State Mortgage Services | 10 | 19 |
| Ruoff Mortgage Company | 10 | 11 |
| Nationstar Mortgage | 10 | 12 |
| Fairway Independent Mort Corp | 9 | 11 |
| Pennymac Loan Services LLC | 9 | 21 |
| American Pacific Mortgage Corporation | 7 | 10 |
| JPMorgan Chase Bank, NA | 7 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 16 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 133 | 40.4% of 99 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,278 | 18.6% of 1,108 decided |
| 2 or more minority races | under 10 | |
| Joint | 27 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 274 | 23.6% of 233 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 64 | 33.3% of 54 decided |
| Not Hispanic or Latino | 1,373 | 19.8% of 1,171 decided |
| Joint | withheld | |
| Ethnicity Not Available | 271 | 25.0% of 228 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 679 | 23.3% of 563 decided |
| Female | 424 | 25.1% of 355 decided |
| Joint | 456 | 14.5% of 408 decided |
| Sex Not Available | 180 | 20.5% of 156 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2661 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved