Mortgage lending in Perry County, Illinois
Lenders in Perry County, Illinois reported 322 mortgage applications for 2025, according to the CFPB.
322 mortgage applications and 165 loans originated in 2025; the denial rate was 27.5% of 244 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Perry County, IL.
- 322
- Applications
- 165
- Loans originated
- 27.5%
- Denial rate
- 67 denied of 244 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 322 | 165 |
| 2024 | 310 | 162 |
| 2023 | 284 | 176 |
| 2022 | 369 | 194 |
| 2021 | 444 | 260 |
| 2020 | 425 | 246 |
| 2019 | 356 | 208 |
| 2018 | 379 | 210 |
The largest lenders here
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | under 10 | |
| White | 283 | 23.8% of 214 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 27 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 285 | 24.0% of 217 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 26 | no rate: base under 50 |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 126 | 38.0% of 92 decided |
| Female | 78 | 23.2% of 56 decided |
| Joint | 102 | 15.7% of 83 decided |
| Sex Not Available | 16 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2528 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved