Mortgage lending in Ogle County, Illinois
Lenders in Ogle County, Illinois reported 1,496 mortgage applications for 2025, according to the CFPB.
1,496 mortgage applications and 1,001 loans originated in 2025; the denial rate was 15.7% of 1,234 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Ogle County, IL.
- 1,496
- Applications
- 1,001
- Loans originated
- 15.7%
- Denial rate
- 194 denied of 1,234 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,496 | 1,001 |
| 2024 | 1,294 | 843 |
| 2023 | 1,152 | 749 |
| 2022 | 1,546 | 1,015 |
| 2021 | 2,617 | 1,826 |
| 2020 | 3,148 | 2,356 |
| 2019 | 1,724 | 1,202 |
| 2018 | 1,542 | 1,054 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 75 | 97 |
| Holcomb Bank | 70 | 82 |
| Stillman Banccorp NA | 60 | 78 |
| Central Bank Illinois | 54 | 57 |
| Greenstate Credit Union | 51 | 68 |
| United Wholesale Mortgage | 30 | 47 |
| Guaranteed Rate, Inc. | 27 | 30 |
| Guild Mortgage Company | 26 | 29 |
| Union Savings Bank | 26 | 30 |
| Byron Bank | 25 | 32 |
| Mortgage Research Center | 25 | 43 |
| Envoy Mortgage, LTD | 22 | 26 |
| Rock Valley Credit Union | 21 | 21 |
| First Mid Bank and Trust, NA | 20 | 26 |
| First Northern Credit Union | 18 | 19 |
| Sauk Valley Bank & Trust Company | 15 | 15 |
| US Bank, N.A. | 15 | 36 |
| loanDepot.com LLC | 14 | 22 |
| First State Bank | 14 | 16 |
| First National Bank of Omaha | 13 | 18 |
| Pennymac Loan Services LLC | 13 | 24 |
| MembersAlliance Credit Union | 12 | 19 |
| Midland States Bank | 12 | 16 |
| JPMorgan Chase Bank, NA | 12 | 18 |
| Figure Lending LLC | 10 | 14 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 15 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,266 | 15.0% of 1,064 decided |
| 2 or more minority races | under 10 | |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 186 | 22.2% of 135 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 117 | 17.6% of 102 decided |
| Not Hispanic or Latino | 1,167 | 15.3% of 978 decided |
| Joint | 32 | no rate: base under 50 |
| Ethnicity Not Available | 180 | 18.3% of 126 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 580 | 15.1% of 476 decided |
| Female | 281 | 19.8% of 237 decided |
| Joint | 514 | 13.2% of 438 decided |
| Sex Not Available | 121 | 20.5% of 83 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1724 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved