Mortgage lending in Morgan County, Illinois
Lenders in Morgan County, Illinois reported 709 mortgage applications for 2025, according to the CFPB.
709 mortgage applications and 414 loans originated in 2025; the denial rate was 27.3% of 586 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Morgan County, IL.
- 709
- Applications
- 414
- Loans originated
- 27.3%
- Denial rate
- 160 denied of 586 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 709 | 414 |
| 2024 | 612 | 377 |
| 2023 | 536 | 365 |
| 2022 | 676 | 442 |
| 2021 | 1,106 | 772 |
| 2020 | 1,352 | 994 |
| 2019 | 916 | 605 |
| 2018 | 823 | 564 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| CNB Bank & Trust, N.A. | 59 | 81 |
| Petefish, Skiles, & Company Bank | 54 | 75 |
| Mortgage Research Center | 28 | 38 |
| Affordable Mortgage Advisors | 24 | 27 |
| Prairie State Bank & Trust | 23 | 25 |
| US Bank, N.A. | 19 | 43 |
| Zippy Loans, LLC | 17 | 72 |
| Bank of Springfield | 16 | 22 |
| Heartland Bank & Trust Company | 13 | 23 |
| Rocket Mortgage | 12 | 22 |
| Inb, National Association | 10 | 13 |
| Warren Boynton State Bank | 8 | 8 |
| New American Funding, LLC. | 8 | 23 |
| Citizens Equity First Credit U | 7 | 12 |
| Heartland Credi T Union | 7 | 11 |
| West Central Bank | 6 | 6 |
| Hickory Point Bank & Trust | 6 | 6 |
| Figure Lending LLC | 5 | 10 |
| Guild Mortgage Company | 5 | 5 |
| PNC Bank N.A. | 5 | 9 |
| loanDepot.com LLC | 4 | 6 |
| United Community Bank | 3 | 7 |
| Top Flite Financial, Inc. | 3 | 3 |
| Carrollton Bank | 3 | 3 |
| United Wholesale Mortgage | 3 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 18 | no rate: base under 50 |
| White | 591 | 26.1% of 498 decided |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 81 | 29.0% of 62 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 25 | no rate: base under 50 |
| Not Hispanic or Latino | 588 | 26.9% of 491 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 86 | 31.3% of 67 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 225 | 30.3% of 185 decided |
| Female | 193 | 29.0% of 162 decided |
| Joint | 243 | 21.8% of 202 decided |
| Sex Not Available | 48 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2656 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved