Mortgage lending in Montgomery County, Illinois
Lenders in Montgomery County, Illinois reported 557 mortgage applications for 2025, according to the CFPB.
557 mortgage applications and 333 loans originated in 2025; the denial rate was 22.5% of 444 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Montgomery County, IL.
- 557
- Applications
- 333
- Loans originated
- 22.5%
- Denial rate
- 100 denied of 444 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 557 | 333 |
| 2024 | 496 | 295 |
| 2023 | 429 | 259 |
| 2022 | 541 | 311 |
| 2021 | 804 | 537 |
| 2020 | 848 | 588 |
| 2019 | 581 | 365 |
| 2018 | 486 | 298 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bank & Trust Company | 60 | 77 |
| Rocket Mortgage | 31 | 44 |
| Scott Credit Union | 16 | 29 |
| Mortgage Research Center | 15 | 27 |
| CNB Bank & Trust, N.A. | 14 | 28 |
| Constitution Bank N.A. | 11 | 31 |
| Endeavor Capital, LLC | 10 | 10 |
| New American Funding, LLC. | 10 | 19 |
| Ark-LA-Tex Financial Services LLC | 7 | 9 |
| United Wholesale Mortgage | 7 | 7 |
| United Community Bank | 6 | 10 |
| The FNB Community Bank | 6 | 6 |
| FCB Banks | 6 | 8 |
| Citizens Equity First Credit U | 6 | 11 |
| Guild Mortgage Company | 5 | 5 |
| First National Bank of Raymond | 5 | 6 |
| Petefish, Skiles, & Company Bank | 4 | 6 |
| Equity Prime Mortgage LLC | 4 | 4 |
| Flat Branch Mortgage, Inc. | 4 | 6 |
| US Bank, N.A. | 4 | 9 |
| Regions Bank | 4 | 7 |
| Pennymac Loan Services LLC | 4 | 10 |
| First National Bank of Pana | 3 | 3 |
| Warren Boynton State Bank | 3 | 3 |
| Zillow Home Loans, LLC | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 489 | 21.3% of 390 decided |
| Joint | under 10 | |
| Race Not Available | 58 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 490 | 20.7% of 392 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 54 | no rate: base under 50 |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 229 | 23.7% of 186 decided |
| Female | 99 | 16.4% of 73 decided |
| Joint | 183 | 21.2% of 146 decided |
| Sex Not Available | 46 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2655 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved