Mortgage lending in Massac County, Illinois
Lenders in Massac County, Illinois reported 391 mortgage applications for 2025, according to the CFPB.
391 mortgage applications and 227 loans originated in 2025; the denial rate was 25.8% of 325 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Massac County, IL HUD Metro FMR Area.
- 391
- Applications
- 227
- Loans originated
- 25.8%
- Denial rate
- 84 denied of 325 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 391 | 227 |
| 2024 | 241 | 102 |
| 2023 | 195 | 90 |
| 2022 | 261 | 133 |
| 2021 | 393 | 188 |
| 2020 | 349 | 188 |
| 2019 | 206 | 112 |
| 2018 | 211 | 89 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| City National Bank | 97 | 113 |
| Rocket Mortgage | 28 | 32 |
| FirstTrust Home Loans | 7 | 7 |
| Mortgage Research Center | 6 | 8 |
| Everett Financial, Inc. | 6 | 6 |
| Community Financial Services Bank | 5 | 6 |
| Premier Mortgage Resources, LLC | 5 | 8 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 18 |
| loanDepot.com LLC | 4 | 6 |
| Banterra Bank | 4 | 9 |
| Amerisave Mortgage Company | 4 | 16 |
| Regions Bank | 4 | 18 |
| Independence Bank of Kentucky | 3 | 4 |
| Community Banc Mortgage Corp | 3 | 6 |
| The Paducah Bank and Trust Company | 3 | 5 |
| New Day Financial, LLC. | 3 | 4 |
| US Bank, N.A. | 3 | 10 |
| Guild Mortgage Company | 2 | 2 |
| Old National Bank | 2 | 2 |
| New American Funding, LLC. | 2 | 6 |
| Flat Branch Mortgage, Inc. | 2 | 2 |
| Gershman Investment Corp. | 2 | 3 |
| Legence Bank | 2 | 3 |
| Usaa Federal Savings Bank | 2 | 4 |
| Pennymac Loan Services LLC | 2 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 22 | no rate: base under 50 |
| White | 308 | 22.5% of 262 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 51 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 12 | no rate: base under 50 |
| Not Hispanic or Latino | 320 | 23.0% of 274 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 52 | no rate: base under 50 |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 123 | 19.6% of 102 decided |
| Female | 97 | 30.5% of 82 decided |
| Joint | 140 | 25.2% of 119 decided |
| Sex Not Available | 31 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2744 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved