Mortgage lending in Livingston County, Illinois
Lenders in Livingston County, Illinois reported 1,079 mortgage applications for 2025, according to the CFPB.
1,079 mortgage applications and 719 loans originated in 2025; the denial rate was 17.5% of 926 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Livingston County, IL.
- 1,079
- Applications
- 719
- Loans originated
- 17.5%
- Denial rate
- 162 denied of 926 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,079 | 719 |
| 2024 | 907 | 606 |
| 2023 | 954 | 654 |
| 2022 | 1,130 | 821 |
| 2021 | 1,592 | 1,153 |
| 2020 | 1,629 | 1,215 |
| 2019 | 1,078 | 779 |
| 2018 | 745 | 506 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bank of Pontiac | 138 | 161 |
| First State Bank of Forrest | 94 | 113 |
| loanDepot.com LLC | 31 | 43 |
| Streator Onized Credit Union | 30 | 50 |
| Flanagan State Bank | 25 | 31 |
| Rocket Mortgage | 25 | 36 |
| Vermilion Valley Bank | 19 | 19 |
| United Community Bank | 18 | 25 |
| United Wholesale Mortgage | 17 | 18 |
| First State Mortgage Services | 16 | 18 |
| Mortgage Research Center | 15 | 22 |
| Morton Community Bank | 15 | 15 |
| Guaranteed Rate, Inc. | 14 | 26 |
| Compeer Financial | 13 | 16 |
| Citizens Equity First Credit U | 13 | 23 |
| Flat Branch Mortgage, Inc. | 11 | 12 |
| Pennymac Loan Services LLC | 10 | 15 |
| New American Funding, LLC. | 8 | 12 |
| Busey Bank | 8 | 8 |
| Midland States Bank | 8 | 12 |
| US Bank, N.A. | 8 | 13 |
| Synergy One Lending, Inc. | 7 | 8 |
| Crosscountry Mortgage, LLC | 7 | 8 |
| JPMorgan Chase Bank, NA | 7 | 10 |
| First State Bank | 6 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 10 | no rate: base under 50 |
| Black or African American | 17 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 934 | 16.1% of 812 decided |
| 2 or more minority races | under 10 | |
| Joint | 17 | no rate: base under 50 |
| Race Not Available | 94 | 30.8% of 78 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 46 | no rate: base under 50 |
| Not Hispanic or Latino | 912 | 16.1% of 788 decided |
| Joint | 23 | no rate: base under 50 |
| Ethnicity Not Available | 98 | 26.9% of 78 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 434 | 14.0% of 364 decided |
| Female | 234 | 28.3% of 191 decided |
| Joint | 354 | 13.9% of 323 decided |
| Sex Not Available | 57 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2522 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved