Mortgage lending in Kendall County, Illinois
Lenders in Kendall County, Illinois reported 6,537 mortgage applications for 2025, according to the CFPB.
6,537 mortgage applications and 4,039 loans originated in 2025; the denial rate was 19.6% of 5,311 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kendall County, IL HUD Metro FMR Area.
- 6,537
- Applications
- 4,039
- Loans originated
- 19.6%
- Denial rate
- 1,041 denied of 5,311 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,537 | 4,039 |
| 2024 | 5,766 | 3,479 |
| 2023 | 5,281 | 3,175 |
| 2022 | 7,220 | 4,446 |
| 2021 | 13,079 | 9,087 |
| 2020 | 13,387 | 9,299 |
| 2019 | 8,125 | 5,270 |
| 2018 | 6,380 | 4,047 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 265 | 317 |
| Rocket Mortgage | 242 | 322 |
| Guaranteed Rate, Inc. | 226 | 353 |
| Guild Mortgage Company | 148 | 199 |
| Fifth Third Bank, National Association | 139 | 236 |
| Old Second National Bank | 122 | 156 |
| loanDepot.com LLC | 119 | 171 |
| Crosscountry Mortgage, LLC | 101 | 161 |
| JPMorgan Chase Bank, NA | 101 | 151 |
| DHI Mortgage Company, LTD. | 99 | 151 |
| NVR Mortgage Finance, Inc. | 98 | 118 |
| M/I Financial. LLC | 93 | 109 |
| Lennar Mortgage, LLC | 77 | 92 |
| American Pacific Mortgage Corporation | 72 | 92 |
| Nationstar Mortgage | 72 | 95 |
| Fairway Independent Mort Corp | 62 | 87 |
| Freedom Mortgage Corporation | 59 | 127 |
| Compass Mortgage, Inc. | 59 | 68 |
| Pennymac Loan Services LLC | 59 | 109 |
| BMO Harris Bank NA | 58 | 127 |
| The Loan Store, Inc | 55 | 70 |
| PNC Bank N.A. | 55 | 97 |
| US Bank, N.A. | 54 | 131 |
| First National Bank of Omaha | 52 | 89 |
| Greenstate Credit Union | 51 | 73 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 37 | no rate: base under 50 |
| Asian | 749 | 11.0% of 616 decided |
| Black or African American | 544 | 30.3% of 432 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,998 | 18.4% of 3,318 decided |
| 2 or more minority races | withheld | |
| Joint | 131 | 16.7% of 114 decided |
| Race Not Available | 1,059 | 25.5% of 787 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,020 | 26.4% of 819 decided |
| Not Hispanic or Latino | 4,390 | 17.4% of 3,646 decided |
| Joint | withheld | |
| Ethnicity Not Available | 888 | 24.5% of 648 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,506 | 19.8% of 2,031 decided |
| Female | 1,281 | 24.1% of 1,031 decided |
| Joint | 2,281 | 15.1% of 1,919 decided |
| Sex Not Available | 469 | 30.0% of 330 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 476 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved