Mortgage lending in Kankakee County, Illinois
Lenders in Kankakee County, Illinois reported 3,545 mortgage applications for 2025, according to the CFPB.
3,545 mortgage applications and 2,072 loans originated in 2025; the denial rate was 23.3% of 2,861 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Kankakee, IL MSA.
- 3,545
- Applications
- 2,072
- Loans originated
- 23.3%
- Denial rate
- 666 denied of 2,861 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,545 | 2,072 |
| 2024 | 3,202 | 1,886 |
| 2023 | 2,848 | 1,722 |
| 2022 | 3,887 | 2,340 |
| 2021 | 5,687 | 3,706 |
| 2020 | 5,574 | 3,742 |
| 2019 | 3,636 | 2,387 |
| 2018 | 3,192 | 2,016 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 156 | 211 |
| Municipal Trust and Savings Bank | 131 | 157 |
| Primelending | 128 | 159 |
| Midland States Bank | 112 | 204 |
| Peoples Bank of Kankakee County | 98 | 142 |
| United Wholesale Mortgage | 89 | 112 |
| Guaranteed Rate, Inc. | 82 | 132 |
| PNC Bank N.A. | 69 | 122 |
| National Bank of ST Anne | 66 | 79 |
| Ixonia Bank | 50 | 66 |
| Crosscountry Mortgage, LLC | 48 | 76 |
| 21ST Mortgage | 47 | 111 |
| First American Bank | 44 | 78 |
| First Trust Bank of Illinois | 42 | 54 |
| JPMorgan Chase Bank, NA | 35 | 52 |
| Mortgage Research Center | 34 | 75 |
| loanDepot.com LLC | 31 | 47 |
| First Financial Bank | 30 | 56 |
| Nationstar Mortgage | 25 | 37 |
| Pennymac Loan Services LLC | 23 | 49 |
| Freedom Mortgage Corporation | 21 | 59 |
| Iroquois Federal Savings & Loan Association | 20 | 28 |
| Flanagan State Bank | 19 | 25 |
| Fairway Independent Mort Corp | 19 | 25 |
| Geneva Financial LLC | 18 | 20 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 34 | no rate: base under 50 |
| Asian | 46 | no rate: base under 50 |
| Black or African American | 276 | 31.2% of 218 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,451 | 20.4% of 2,026 decided |
| 2 or more minority races | under 10 | |
| Joint | 62 | 22.0% of 50 decided |
| Race Not Available | 662 | 30.8% of 494 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 348 | 29.2% of 288 decided |
| Not Hispanic or Latino | 2,532 | 22.0% of 2,074 decided |
| Joint | withheld | |
| Ethnicity Not Available | 593 | 26.9% of 439 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,338 | 25.2% of 1,058 decided |
| Female | 810 | 28.6% of 667 decided |
| Joint | 1,001 | 16.1% of 850 decided |
| Sex Not Available | 396 | 24.8% of 286 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1723 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved