Mortgage lending in Kane County, Illinois
Lenders in Kane County, Illinois reported 18,713 mortgage applications for 2025, according to the CFPB.
18,713 mortgage applications and 11,763 loans originated in 2025; the denial rate was 19.1% of 15,249 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Chicago-Joliet-Naperville, IL HUD Metro FMR Area.
- 18,713
- Applications
- 11,763
- Loans originated
- 19.1%
- Denial rate
- 2,907 denied of 15,249 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 18,713 | 11,763 |
| 2024 | 17,104 | 10,457 |
| 2023 | 15,006 | 9,152 |
| 2022 | 20,123 | 12,472 |
| 2021 | 38,074 | 26,081 |
| 2020 | 38,736 | 26,415 |
| 2019 | 23,630 | 15,368 |
| 2018 | 19,900 | 12,622 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 606 | 804 |
| Rocket Mortgage | 556 | 727 |
| Guaranteed Rate, Inc. | 541 | 818 |
| JPMorgan Chase Bank, NA | 447 | 641 |
| Guild Mortgage Company | 374 | 500 |
| Consumers Credit Union | 371 | 472 |
| Greenstate Credit Union | 327 | 413 |
| Fifth Third Bank, National Association | 316 | 618 |
| DHI Mortgage Company, LTD. | 304 | 401 |
| Old Second National Bank | 304 | 390 |
| Crosscountry Mortgage, LLC | 300 | 449 |
| BMO Harris Bank NA | 291 | 644 |
| Fairway Independent Mort Corp | 270 | 369 |
| loanDepot.com LLC | 245 | 373 |
| First American Bank | 238 | 332 |
| PNC Bank N.A. | 210 | 407 |
| US Bank, N.A. | 201 | 434 |
| Huntington National Bank | 188 | 326 |
| First National Bank of Omaha | 175 | 264 |
| Lennar Mortgage, LLC | 160 | 201 |
| American Pacific Mortgage Corporation | 153 | 188 |
| Key Mortgage Services, Inc. | 148 | 178 |
| Barrington Bank & Trust Company, N.A. | 141 | 202 |
| Nationstar Mortgage | 140 | 195 |
| NVR Mortgage Finance, Inc. | 137 | 168 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 136 | 39.5% of 109 decided |
| Asian | 1,396 | 20.0% of 1,115 decided |
| Black or African American | 574 | 34.5% of 444 decided |
| Native Hawaiian or Other Pacific Islander | 28 | no rate: base under 50 |
| White | 13,345 | 17.3% of 11,130 decided |
| 2 or more minority races | 19 | no rate: base under 50 |
| Joint | 322 | 15.4% of 259 decided |
| Free Form Text Only | 11 | no rate: base under 50 |
| Race Not Available | 2,882 | 23.5% of 2,144 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 4,071 | 26.5% of 3,310 decided |
| Not Hispanic or Latino | 11,768 | 16.1% of 9,741 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,352 | 22.9% of 1,771 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 6,881 | 22.6% of 5,569 decided |
| Female | 3,951 | 23.4% of 3,246 decided |
| Joint | 6,618 | 12.4% of 5,525 decided |
| Sex Not Available | 1,263 | 22.8% of 909 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 535 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved